SOC 49-9021

HVAC/R Technician Salary in Yuma, AZ (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + AZ
COL Index: 110.4 (+10.4% vs US)
Net Compensation Yield 77.2% Realized
$44,244 / net annual direct deposit
Gross Adjusted $57,290 $27.54/hr
Effective Tax Drag 16.77% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$9,609 $369.57/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $27.54 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,437/yr)
0% Tax Shield: ~$412/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,282
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,552
Medicare Hospital Insurance
Statutory 1.45%
-$831
Arizona Individual Income Tax
State Marginal Bracket
-$944
Net Take-Home Annual Realized
$44,244 ($1,701.68 / check)
Category 2 of 6

Yuma, AZ HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $57,290
MIDDLE 50% (IQR RANGE) 10th $38.8k 25th $46.5k Median: $57,290 50th (Median) $57.3k 75th $63.6k 90th $76.0k You: $57,290
10th (Entry) $38,760 $18.63/hr
25th (Junior) $46,490 $22.35/hr
50th (Median) $57,290 $27.54/hr
75th (Senior) $63,560 $30.56/hr
90th (Lead/Master) $75,970 $36.52/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Yuma, AZ
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$35,871$17.25/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$55,403$26.64/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$73,714$35.44/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$101,415$48.76/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Yuma, AZ under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
26% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $948/month Requires minimum annual gross of $37,920
HUD Fair Market Rent (2-Bedroom) $1,244/month Requires minimum annual gross of $49,760
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.41/hr
Per adult, 2 working adults + 1 child: $21.82/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Yuma, AZ.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$57,290-$9,609$44,244$1,701.68
+5h Overtime/Wk45 hrs$68,032-$11,895$52,055$2,002.13
+10h Overtime/Wk50 hrs$78,774-$14,935$59,112$2,273.54
+15h Overtime/Wk55 hrs$89,516-$18,231$65,914$2,535.15
+20h Overtime/Wk60 hrs$100,258-$21,527$72,716$2,796.75
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Yuma, AZ: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Arizona tax codes.

Market Baseline
$57,290/yr
$27.54/hr · SOC 49-9021
Statutory Tax Drag
16.77% Effective
-$9,609 in Total Taxes
HUD 1BR Shelter Ratio
26% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,739/mo
Post-$948/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Yuma, AZ: Market Snapshot

HVAC/R Technician roles in Yuma, AZ report a median annual wage of $57,290, 6.1% below the national median of $61,010. The 10th to 90th percentile band runs from $38,760 to $75,970, and HUD’s $948 monthly one-bedroom fair market rent equals 19.9% of that median gross pay. The single-adult living wage benchmark for the area is $24.41 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+63.8%
Anchorage, AK$85,620+49.5%
Napa, CA$84,570+47.6%
San Jose-Sunnyvale-Santa Clara, CA$82,050+43.2%
Seattle-Tacoma-Bellevue, WA$80,100+39.8%
Santa Rosa-Petaluma, CA$79,510+38.8%
Peoria, IL$78,710+37.4%
Santa Maria-Santa Barbara, CA$78,640+37.3%
Boston-Cambridge-Newton, MA-NH$78,530+37.1%
San Francisco-Oakland-Fremont, CA$78,490+37.0%

Top-paying occupations benchmarked in Yuma, AZ

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$151,120$72.65/hr
Chief Executives$141,100$67.84/hr
Physician Assistant$133,290$64.08/hr
Nurse Practitioner$129,770$62.39/hr
Human Resources Managers$128,990$62.01/hr
Marketing Managers$127,570$61.33/hr
Sales Managers$124,500$59.86/hr
Computer and Information Systems Managers$123,620$59.43/hr
Financial Manager$122,730$59.00/hr
Software Engineer$121,610$58.47/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Yuma, AZ (2026) Overview

HVAC/R Technician median pay in Yuma, AZ is $57,290 a year ($27.54/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents and living wage.

Quick answers
What is the median salary for a HVAC/R Technician in Yuma, AZ?

The median annual wage is $57,290 ($27.54 per hour). The middle 80% of earners make between $38,760 and $75,970. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Yuma, AZ after taxes?

On the median wage of $57,290, a single filer with no pre-tax deductions takes home about $47,183 a year ($3,932 a month) after $10,107 in federal, FICA, state and local taxes, an effective rate of 17.64%, using 2026 tax rules.