SOC 29-1171

Nurse Practitioner Salary in Memphis, TN-MS-AR (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TN
COL Index: 106.87 (+6.9% vs US)
Net Compensation Yield 72.8% Realized
$90,655 / net annual direct deposit
Gross Adjusted $124,600 $59.90/hr
Effective Tax Drag 21.24% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$26,469 $1,018.05/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $59.90 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,476/yr)
0% Tax Shield: ~$1,645/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$16,937
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,725
Medicare Hospital Insurance
Statutory 1.45%
-$1,807
Tennessee Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$90,655 ($3,486.72 / check)
Category 2 of 6

Memphis, TN-MS-AR Nurse Practitioner Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $124,600
MIDDLE 50% (IQR RANGE) 10th $83.8k 25th $107k Median: $124,600 50th (Median) $125k 75th $134k 90th $154k You: $124,600
10th (Entry) $83,770 $40.27/hr
25th (Junior) $106,670 $51.28/hr
50th (Median) $124,600 $59.90/hr
75th (Senior) $134,300 $64.57/hr
90th (Lead/Master) $154,040 $74.06/hr
Career Progression & Licensing Milestones for Nurse Practitioner in Memphis, TN-MS-AR
1
Novice Nurse Practitioner (Outpatient)Master of Science in Nursing (MSN) or DNP, Board Certification (AANP/ANCC), State APRN license
$101,714$48.90/hr · 0-2 Years
2
Clinical Specialty Nurse PractitionerSpecialty board credentials (FNP, AGACNP, PMHNP), independent prescriptive authority
$118,912$57.17/hr · 2-5 Years
3
Lead / Senior Nurse PractitionerDepartmental leadership, advanced clinical protocols, multidisciplinary clinical management
$136,561$65.65/hr · 5-8 Years
4
Director of Advanced Practice NursingExecutive clinical leadership, health system APRN governance, doctorate in nursing practice
$158,222$76.07/hr · 8+ Years
Scaled to the Memphis, TN-MS-AR medianView National Nurse Practitioner Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Memphis, TN-MS-AR under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
16% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,191/month Requires minimum annual gross of $47,640
HUD Fair Market Rent (2-Bedroom) $1,301/month Requires minimum annual gross of $52,040
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.64/hr
Per adult, 2 working adults + 1 child: $20.37/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Memphis, TN-MS-AR.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$124,600-$26,469$90,655$3,486.72
+5h Overtime/Wk45 hrs$147,963-$33,433$105,651$4,063.51
+10h Overtime/Wk50 hrs$171,325-$40,491$120,554$4,636.70
+15h Overtime/Wk55 hrs$194,688-$46,917$136,089$5,234.18
+20h Overtime/Wk60 hrs$218,050-$52,689$152,278$5,856.84
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Nurse Practitioner in Memphis, TN-MS-AR: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Tennessee tax codes.

Market Baseline
$124,600/yr
$59.90/hr · SOC 29-1171
Statutory Tax Drag
21.24% Effective
-$26,469 in Total Taxes
HUD 1BR Shelter Ratio
16% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,364/mo
Post-$1,191/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1171
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Nurse Practitioner in Memphis, TN-MS-AR: Market Snapshot

Nurse Practitioner roles in Memphis, TN-MS-AR report a median annual wage of $124,600, 5.8% below the national median of $132,300. The 10th to 90th percentile band runs from $83,770 to $154,040, and HUD’s $1,191 monthly one-bedroom fair market rent equals 11.5% of that median gross pay. The single-adult living wage benchmark for the area is $23.64 per hour.

Highest-paying metropolitan areas for Nurse Practitioner

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$231,560+85.8%
San Francisco-Oakland-Fremont, CA$219,080+75.8%
Vallejo, CA$182,370+46.4%
Napa, CA$176,270+41.5%
Modesto, CA$173,380+39.1%
Sacramento-Roseville-Folsom, CA$172,010+38.0%
Riverside-San Bernardino-Ontario, CA$169,920+36.4%
Hanford-Corcoran, CA$168,540+35.3%
Santa Cruz-Watsonville, CA$167,190+34.2%
Chico, CA$167,080+34.1%

Top-paying occupations benchmarked in Memphis, TN-MS-AR

OccupationMedian annual wageMedian hourly
Chief Executives$196,680$94.56/hr
Architectural and Engineering Managers$179,670$86.38/hr
Computer and Information Systems Managers$161,790$77.78/hr
Purchasing Managers$156,830$75.40/hr
Natural Sciences Managers$155,420$74.72/hr
Financial Manager$143,880$69.17/hr
Public Relations Managers$141,340$67.95/hr
Human Resources Managers$138,560$66.62/hr
Compensation and Benefits Managers$133,150$64.01/hr
Marketing Managers$132,540$63.72/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 383 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Nurse Practitioner Salary in Memphis, TN-MS-AR (2026) Overview

Nurse Practitioner median pay in Memphis, TN-MS-AR is $124,600 a year ($59.90/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Nurse Practitioner in Memphis, TN-MS-AR compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Nurse Practitioner in Memphis, TN-MS-AR?

The median annual wage is $124,600 ($59.90 per hour). The middle 80% of earners make between $83,770 and $154,040. Source: BLS OEWS (May 2025).

What is the take-home pay for a Nurse Practitioner in Memphis, TN-MS-AR after taxes?

On the median wage of $124,600, a single filer with no pre-tax deductions takes home about $96,430 a year ($8,036 a month) after $28,170 in federal, FICA, state and local taxes, an effective rate of 22.61%, using 2026 tax rules.