SOC 29-1071

Physician Assistant Salary in South Bend-Mishawaka, IN-MI (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IN + Municipal
COL Index: 90.9 (-9.1% vs US)
Net Compensation Yield 68.1% Realized
$88,271 / net annual direct deposit
Gross Adjusted $129,620 $62.32/hr
Effective Tax Drag 25.9% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$33,572 $1,291.22/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $62.32 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,777/yr)
0% Tax Shield: ~$1,867/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$17,976
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$8,036
Medicare Hospital Insurance
Statutory 1.45%
-$1,879
Indiana Individual Income Tax
State Marginal Bracket
-$3,565
St. Joseph County income tax
1.75%
-$2,115
Net Take-Home Annual Realized
$88,271 ($3,395.04 / check)
Category 2 of 6

South Bend-Mishawaka, IN-MI Physician Assistant Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $129,620
MIDDLE 50% (IQR RANGE) 10th $102k 25th $122k Median: $129,620 50th (Median) $130k 75th $173k 90th $206k You: $129,620
10th (Entry) $101,990 $49.03/hr
25th (Junior) $121,590 $58.46/hr
50th (Median) $129,620 $62.32/hr
75th (Senior) $172,960 $83.15/hr
90th (Lead/Master) $206,490 $99.27/hr
Career Progression & Licensing Milestones for Physician Assistant in South Bend-Mishawaka, IN-MI
1
Junior Physician AssistantARC-PA accredited Master's degree, NCCPA PANCE certification, state licensing
$100,163$48.16/hr · 0-2 Years
2
Staff Physician Assistant (Surgical/Inpatient)First-assist surgical certification, specialty clinical rotations, DEA registration
$120,205$57.79/hr · 2-5 Years
3
Senior Physician Assistant SpecialistAdvanced clinical autonomy, specialized procedural competence, supervision of PA fellows
$139,274$66.96/hr · 5-8 Years
4
Chief Physician Assistant / Clinical DirectorHospital clinical administration, credentialing oversight, departmental leadership
$160,260$77.05/hr · 8+ Years
Scaled to the South Bend-Mishawaka, IN-MI medianView National Physician Assistant Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in South Bend-Mishawaka, IN-MI under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
15% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,093/month Requires minimum annual gross of $43,720
HUD Fair Market Rent (2-Bedroom) $1,276/month Requires minimum annual gross of $51,040
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.10/hr
Per adult, 2 working adults + 1 child: $19.47/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in South Bend-Mishawaka, IN-MI.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$129,620-$33,572$88,271$3,395.04
+5h Overtime/Wk45 hrs$153,924-$41,988$102,701$3,950.02
+10h Overtime/Wk50 hrs$178,228-$50,404$117,130$4,505.01
+15h Overtime/Wk55 hrs$202,531-$57,724$132,655$5,102.12
+20h Overtime/Wk60 hrs$226,835-$64,852$148,373$5,706.64
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Physician Assistant in South Bend-Mishawaka, IN-MI: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Indiana tax codes.

Market Baseline
$129,620/yr
$62.32/hr · SOC 29-1071
Statutory Tax Drag
25.9% Effective
-$33,572 in Total Taxes
HUD 1BR Shelter Ratio
15% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,263/mo
Post-$1,093/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1071
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Physician Assistant in South Bend-Mishawaka, IN-MI: Market Snapshot

Physician Assistant roles in South Bend-Mishawaka, IN-MI report a median annual wage of $129,620, 4.6% below the national median of $135,880. The 10th to 90th percentile band runs from $101,990 to $206,490, and HUD’s $1,093 monthly one-bedroom fair market rent equals 10.1% of that median gross pay. The single-adult living wage benchmark for the area is $20.10 per hour.

Highest-paying metropolitan areas for Physician Assistant

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$223,640+72.5%
Bakersfield-Delano, CA$198,070+52.8%
San Francisco-Oakland-Fremont, CA$184,380+42.2%
Yuba City, CA$183,460+41.5%
Vallejo, CA$179,520+38.5%
Santa Rosa-Petaluma, CA$172,750+33.3%
Napa, CA$172,170+32.8%
Salinas, CA$170,180+31.3%
Urban Honolulu, HI$170,060+31.2%
Wenatchee-East Wenatchee, WA$168,080+29.7%

Top-paying occupations benchmarked in South Bend-Mishawaka, IN-MI

OccupationMedian annual wageMedian hourly
Chief Executives$261,280$125.62/hr
Architectural and Engineering Managers$144,900$69.66/hr
Financial Manager$128,370$61.72/hr
Human Resources Managers$128,250$61.66/hr
Computer and Information Systems Managers$126,810$60.97/hr
Nurse Practitioner$126,220$60.68/hr
Marketing Managers$125,850$60.50/hr
Sales Managers$121,560$58.44/hr
Industrial Production Managers$106,280$51.10/hr
General and Operations Managers$104,500$50.24/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 348 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Physician Assistant Salary in South Bend-Mishawaka, IN-MI (2026) Overview

Physician Assistant median pay in South Bend-Mishawaka, IN-MI is $129,620 a year ($62.32/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Physician Assistant in South Bend-Mishawaka, IN-MI compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Physician Assistant in South Bend-Mishawaka, IN-MI?

The median annual wage is $129,620 ($62.32 per hour). The middle 80% of earners make between $101,990 and $206,490. Source: BLS OEWS (May 2025).

What is the take-home pay for a Physician Assistant in South Bend-Mishawaka, IN-MI after taxes?

On the median wage of $129,620, a single filer with no pre-tax deductions takes home about $93,816 a year ($7,818 a month) after $35,804 in federal, FICA, state and local taxes, an effective rate of 27.62%, using 2026 tax rules.