SOC 29-1071

Physician Assistant Salary in Waterloo-Cedar Falls, IA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IA
COL Index: 90.14 (-9.9% vs US)
Net Compensation Yield 69.2% Realized
$91,935 / net annual direct deposit
Gross Adjusted $132,880 $63.88/hr
Effective Tax Drag 24.81% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$32,972 $1,268.14/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $63.88 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,973/yr)
0% Tax Shield: ~$1,913/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$18,712
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$8,239
Medicare Hospital Insurance
Statutory 1.45%
-$1,927
Iowa Individual Income Tax
State Marginal Bracket
-$4,095
Net Take-Home Annual Realized
$91,935 ($3,535.98 / check)
Category 2 of 6

Waterloo-Cedar Falls, IA Physician Assistant Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $132,880
MIDDLE 50% (IQR RANGE) 10th $100k 25th $119k Median: $132,880 50th (Median) $133k 75th $165k 90th $192k You: $132,880
10th (Entry) $100,430 $48.28/hr
25th (Junior) $118,810 $57.12/hr
50th (Median) $132,880 $63.88/hr
75th (Senior) $164,900 $79.28/hr
90th (Lead/Master) $191,900 $92.26/hr
Career Progression & Licensing Milestones for Physician Assistant in Waterloo-Cedar Falls, IA
1
Junior Physician AssistantARC-PA accredited Master's degree, NCCPA PANCE certification, state licensing
$102,682$49.37/hr · 0-2 Years
2
Staff Physician Assistant (Surgical/Inpatient)First-assist surgical certification, specialty clinical rotations, DEA registration
$123,228$59.24/hr · 2-5 Years
3
Senior Physician Assistant SpecialistAdvanced clinical autonomy, specialized procedural competence, supervision of PA fellows
$142,777$68.64/hr · 5-8 Years
4
Chief Physician Assistant / Clinical DirectorHospital clinical administration, credentialing oversight, departmental leadership
$164,291$78.99/hr · 8+ Years
Scaled to the Waterloo-Cedar Falls, IA medianView National Physician Assistant Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Waterloo-Cedar Falls, IA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
11% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $838/month Requires minimum annual gross of $33,520
HUD Fair Market Rent (2-Bedroom) $1,096/month Requires minimum annual gross of $43,840
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $19.94/hr
Per adult, 2 working adults + 1 child: $18.73/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Waterloo-Cedar Falls, IA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$132,880-$32,972$91,935$3,535.98
+5h Overtime/Wk45 hrs$157,795-$41,389$106,939$4,113.03
+10h Overtime/Wk50 hrs$182,710-$49,805$121,942$4,690.08
+15h Overtime/Wk55 hrs$207,625-$56,857$138,311$5,319.64
+20h Overtime/Wk60 hrs$232,540-$64,010$154,577$5,945.28
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Physician Assistant in Waterloo-Cedar Falls, IA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Iowa tax codes.

Market Baseline
$132,880/yr
$63.88/hr · SOC 29-1071
Statutory Tax Drag
24.81% Effective
-$32,972 in Total Taxes
HUD 1BR Shelter Ratio
11% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,823/mo
Post-$838/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1071
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Physician Assistant in Waterloo-Cedar Falls, IA: Market Snapshot

Physician Assistant roles in Waterloo-Cedar Falls, IA report a median annual wage of $132,880, 2.2% below the national median of $135,880. The 10th to 90th percentile band runs from $100,430 to $191,900, and HUD’s $838 monthly one-bedroom fair market rent equals 7.6% of that median gross pay. The single-adult living wage benchmark for the area is $19.94 per hour.

Highest-paying metropolitan areas for Physician Assistant

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$223,640+68.3%
Bakersfield-Delano, CA$198,070+49.1%
San Francisco-Oakland-Fremont, CA$184,380+38.8%
Yuba City, CA$183,460+38.1%
Vallejo, CA$179,520+35.1%
Santa Rosa-Petaluma, CA$172,750+30.0%
Napa, CA$172,170+29.6%
Salinas, CA$170,180+28.1%
Urban Honolulu, HI$170,060+28.0%
Wenatchee-East Wenatchee, WA$168,080+26.5%

Top-paying occupations benchmarked in Waterloo-Cedar Falls, IA

OccupationMedian annual wageMedian hourly
Chief Executives$199,010$95.68/hr
Architectural and Engineering Managers$140,340$67.47/hr
Computer and Information Systems Managers$132,210$63.56/hr
Nurse Practitioner$126,330$60.74/hr
Human Resources Managers$125,970$60.56/hr
Financial Manager$125,690$60.43/hr
Sales Managers$125,050$60.12/hr
Marketing Managers$114,940$55.26/hr
Software Engineer$113,970$54.79/hr
Solutions Architect$107,660$51.76/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 348 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Physician Assistant Salary in Waterloo-Cedar Falls, IA (2026) Overview

Physician Assistant median pay in Waterloo-Cedar Falls, IA is $132,880 a year ($63.88/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Physician Assistant in Waterloo-Cedar Falls, IA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Physician Assistant in Waterloo-Cedar Falls, IA?

The median annual wage is $132,880 ($63.88 per hour). The middle 80% of earners make between $100,430 and $191,900. Source: BLS OEWS (May 2025).

What is the take-home pay for a Physician Assistant in Waterloo-Cedar Falls, IA after taxes?

On the median wage of $132,880, a single filer with no pre-tax deductions takes home about $97,692 a year ($8,141 a month) after $35,188 in federal, FICA, state and local taxes, an effective rate of 26.48%, using 2026 tax rules.