SOC 47-2152

Plumber & Pipefitter Salary in Bay City, MI (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MI
COL Index: 90.37 (-9.6% vs US)
Net Compensation Yield 73.9% Realized
$55,022 / net annual direct deposit
Gross Adjusted $74,490 $35.81/hr
Effective Tax Drag 20.13% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$14,998 $576.85/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $35.81 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,469/yr)
0% Tax Shield: ~$983/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$6,575
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,618
Medicare Hospital Insurance
Statutory 1.45%
-$1,080
Michigan Individual Income Tax
State Marginal Bracket
-$2,725
Net Take-Home Annual Realized
$55,022 ($2,116.25 / check)
Category 2 of 6

Bay City, MI Plumber & Pipefitter Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $74,490
MIDDLE 50% (IQR RANGE) 10th $39.0k 25th $49.4k Median: $74,490 50th (Median) $74.5k 75th $92.5k 90th $107k You: $74,490
10th (Entry) $39,040 $18.77/hr
25th (Junior) $49,400 $23.75/hr
50th (Median) $74,490 $35.81/hr
75th (Senior) $92,480 $44.46/hr
90th (Lead/Master) $106,870 $51.38/hr
Career Progression & Licensing Milestones for Plumber & Pipefitter in Bay City, MI
1
Plumber's Apprentice (Yr 1-2)Post-secondary certificate (most common O*NET requirement); entry into the field
$51,606$24.81/hr · 0-2 Years
2
Plumber's Apprentice (Yr 3-5)Demonstrated results in role; works independently on core responsibilities; state journeyman license
$58,611$28.18/hr · 2-5 Years
3
Journeyman PlumberFull professional competence; leads projects or a small team; state journeyman license
$74,490$35.81/hr · 5-8 Years
4
Master PlumberOwns budget, hiring and outcomes for a department or large program
$99,359$47.77/hr · 8-12 Years
5
Plumbing ContractorExecutive or principal scope; sets strategy across the organization or profession
$126,563$60.85/hr · 12+ Years
Adjacent Career Pivots & National Pay Differences
Helpers--Pipelayers, Plumbers, Pipefitters, and Steamfitters-$21,440/yr
National median: $42,360
Skill overlap: 89%
Boilermakers+$12,610/yr
National median: $76,410
Skill overlap: 88%
Maintenance and Repair Workers, General-$14,210/yr
National median: $49,590
Skill overlap: 88%
Pipelayers-$14,800/yr
National median: $49,000
Skill overlap: 86%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Bay City, MI under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
18% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $835/month Requires minimum annual gross of $33,400
HUD Fair Market Rent (2-Bedroom) $1,055/month Requires minimum annual gross of $42,200
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $19.98/hr
Per adult, 2 working adults + 1 child: $18.52/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Bay City, MI.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$74,490-$14,998$55,022$2,116.25
+5h Overtime/Wk45 hrs$88,457-$19,513$63,637$2,447.56
+10h Overtime/Wk50 hrs$102,424-$24,028$72,251$2,778.87
+15h Overtime/Wk55 hrs$116,391-$28,543$80,865$3,110.18
+20h Overtime/Wk60 hrs$130,358-$33,072$89,464$3,440.92
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Plumber & Pipefitter in Bay City, MI: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Michigan tax codes.

Market Baseline
$74,490/yr
$35.81/hr · SOC 47-2152
Statutory Tax Drag
20.13% Effective
-$14,998 in Total Taxes
HUD 1BR Shelter Ratio
18% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,750/mo
Post-$835/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 47-2152
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Plumber & Pipefitter in Bay City, MI: Market Snapshot

Plumber & Pipefitter roles in Bay City, MI report a median annual wage of $74,490, 16.8% above the national median of $63,800. The 10th to 90th percentile band runs from $39,040 to $106,870, and HUD’s $835 monthly one-bedroom fair market rent equals 13.5% of that median gross pay. The single-adult living wage benchmark for the area is $19.98 per hour.

Highest-paying metropolitan areas for Plumber & Pipefitter

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$107,560+44.4%
Chicago-Naperville-Elgin, IL-IN$103,380+38.8%
Bellingham, WA$102,750+37.9%
Minneapolis-St. Paul-Bloomington, MN-WI$101,630+36.4%
Portland-Vancouver-Hillsboro, OR-WA$101,010+35.6%
Kennewick-Richland, WA$97,130+30.4%
Bloomington, IN$96,980+30.2%
Boston-Cambridge-Newton, MA-NH$96,760+29.9%
Fairbanks-College, AK$96,670+29.8%
Champaign-Urbana, IL$95,530+28.2%

Top-paying occupations benchmarked in Bay City, MI

OccupationMedian annual wageMedian hourly
Chief Executives$247,680$119.08/hr
Natural Sciences Managers$204,120$98.13/hr
Architectural and Engineering Managers$160,560$77.19/hr
Computer and Information Systems Managers$159,850$76.85/hr
Sales Managers$130,760$62.87/hr
Nurse Practitioner$127,830$61.46/hr
Software Engineer$124,420$59.82/hr
Financial Manager$124,130$59.68/hr
Management Analyst$114,610$55.10/hr
Industrial Production Managers$113,810$54.72/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 388 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Plumber & Pipefitter Salary in Bay City, MI (2026) Overview

Plumber & Pipefitter median pay in Bay City, MI is $74,490 a year ($35.81/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living.

Quick answers
What is the median salary for a Plumber & Pipefitter in Bay City, MI?

The median annual wage is $74,490 ($35.81 per hour). The middle 80% of earners make between $39,040 and $106,870. Source: BLS OEWS (May 2025).

What is the take-home pay for a Plumber & Pipefitter in Bay City, MI after taxes?

On the median wage of $74,490, a single filer with no pre-tax deductions takes home about $58,319 a year ($4,860 a month) after $16,171 in federal, FICA, state and local taxes, an effective rate of 21.71%, using 2026 tax rules.