SOC 47-2152

Plumber & Pipefitter Salary in Chicago-Naperville-Elgin, IL-IN

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IL
COL Index: 125.81 (+25.8% vs US)
Net Compensation Yield 69.7% Realized
$72,054 / net annual direct deposit
Gross Adjusted $103,380 $49.70/hr
Effective Tax Drag 24.3% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$25,123 $966.27/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $49.70 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,203/yr)
0% Tax Shield: ~$1,365/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$12,549
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,410
Medicare Hospital Insurance
Statutory 1.45%
-$1,499
Illinois Individual Income Tax
State Marginal Bracket
-$4,665
Net Take-Home Annual Realized
$72,054 ($2,771.31 / check)
Category 2 of 6

Chicago-Naperville-Elgin, IL-IN Plumber & Pipefitter Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $103,380
MIDDLE 50% (IQR RANGE) 10th $54.0k 25th $74.3k Median: $103,380 50th (Median) $103k 75th $123k 90th $127k You: $103,380
10th (Entry) $53,960 $25.94/hr
25th (Junior) $74,300 $35.72/hr
50th (Median) $103,380 $49.70/hr
75th (Senior) $122,540 $58.91/hr
90th (Lead/Master) $127,200 $61.15/hr
Career Progression & Licensing Milestones for Plumber & Pipefitter in Chicago-Naperville-Elgin, IL-IN
1
Plumber's Apprentice (Yr 1-2)Post-secondary certificate (most common O*NET requirement); entry into the field
$71,621$34.43/hr · 0-2 Years
2
Plumber's Apprentice (Yr 3-5)Demonstrated results in role; works independently on core responsibilities; state journeyman license
$81,343$39.11/hr · 2-5 Years
3
Journeyman PlumberFull professional competence; leads projects or a small team; state journeyman license
$103,380$49.70/hr · 5-8 Years
4
Master PlumberOwns budget, hiring and outcomes for a department or large program
$137,894$66.30/hr · 8-12 Years
5
Plumbing ContractorExecutive or principal scope; sets strategy across the organization or profession
$175,649$84.45/hr · 12+ Years
Scaled to the Chicago-Naperville-Elgin, IL-IN medianView National Plumber & Pipefitter Salary Data
Adjacent Career Pivots & National Pay Differences
Helpers--Pipelayers, Plumbers, Pipefitters, and Steamfitters-$21,440/yr
National median: $42,360
Skill overlap: 89%
Boilermakers+$12,610/yr
National median: $76,410
Skill overlap: 88%
Maintenance and Repair Workers, General-$14,210/yr
National median: $49,590
Skill overlap: 88%
Pipelayers-$14,800/yr
National median: $49,000
Skill overlap: 86%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Chicago-Naperville-Elgin, IL-IN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
30% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,780/month Requires minimum annual gross of $71,200
HUD Fair Market Rent (2-Bedroom) $2,011/month Requires minimum annual gross of $80,440
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.82/hr
Per adult, 2 working adults + 1 child: $24.26/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Chicago-Naperville-Elgin, IL-IN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$103,380-$25,123$72,054$2,771.31
+5h Overtime/Wk45 hrs$122,764-$31,516$83,882$3,226.21
+10h Overtime/Wk50 hrs$142,148-$38,146$95,473$3,672.02
+15h Overtime/Wk55 hrs$161,531-$44,904$106,936$4,112.90
+20h Overtime/Wk60 hrs$180,915-$51,662$118,398$4,553.79
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Plumber & Pipefitter in Chicago-Naperville-Elgin, IL-IN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Illinois tax codes.

Market Baseline
$103,380/yr
$49.70/hr · SOC 47-2152
Statutory Tax Drag
24.3% Effective
-$25,123 in Total Taxes
HUD 1BR Shelter Ratio
30% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,225/mo
Post-$1,780/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 47-2152
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Plumber & Pipefitter in Chicago-Naperville-Elgin, IL-IN: Market Snapshot

Plumber & Pipefitter roles in Chicago-Naperville-Elgin, IL-IN report a median annual wage of $103,380, 62.0% above the national median of $63,800. The 10th to 90th percentile band runs from $53,960 to $127,200, and HUD’s $1,780 monthly one-bedroom fair market rent equals 20.7% of that median gross pay. The single-adult living wage benchmark for the area is $27.82 per hour.

Highest-paying metropolitan areas for Plumber & Pipefitter

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$107,560+4.0%
Bellingham, WA$102,750-0.6%
Minneapolis-St. Paul-Bloomington, MN-WI$101,630-1.7%
Portland-Vancouver-Hillsboro, OR-WA$101,010-2.3%
Kennewick-Richland, WA$97,130-6.0%
Bloomington, IN$96,980-6.2%
Boston-Cambridge-Newton, MA-NH$96,760-6.4%
Fairbanks-College, AK$96,670-6.5%
Champaign-Urbana, IL$95,530-7.6%
Seattle-Tacoma-Bellevue, WA$95,230-7.9%

Top-paying occupations benchmarked in Chicago-Naperville-Elgin, IL-IN

OccupationMedian annual wageMedian hourly
Chief Executives$344,960$165.85/hr
Computer and Information Systems Managers$173,760$83.54/hr
Financial Manager$168,810$81.16/hr
Natural Sciences Managers$167,040$80.31/hr
Advertising and Promotions Managers$166,390$80.00/hr
Marketing Managers$165,340$79.49/hr
Architectural and Engineering Managers$163,430$78.57/hr
Sales Managers$158,690$76.29/hr
Human Resources Managers$156,770$75.37/hr
Compensation and Benefits Managers$155,340$74.68/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 388 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Plumber & Pipefitter Salary in Chicago-Naperville-Elgin, IL-IN Overview

Plumber & Pipefitter median pay in Chicago-Naperville-Elgin, IL-IN is $103,380 a year ($49.70/hr). See take-home pay after 2026 taxes, BLS wage percentiles. Official 2026 economic data for Plumber & Pipefitter in Chicago-Naperville-Elgin, IL-IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Plumber & Pipefitter in Chicago-Naperville-Elgin, IL-IN?

The median annual wage is $103,380 ($49.70 per hour). The middle 80% of earners make between $53,960 and $127,200. Source: BLS OEWS (May 2025).

What is the take-home pay for a Plumber & Pipefitter in Chicago-Naperville-Elgin, IL-IN after taxes?

On the median wage of $103,380, a single filer with no pre-tax deductions takes home about $76,585 a year ($6,382 a month) after $26,795 in federal, FICA, state and local taxes, an effective rate of 25.92%, using 2026 tax rules.