SOC 47-2152

Plumber & Pipefitter Salary in Fort Collins-Loveland, CO (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CO
COL Index: 129.41 (+29.4% vs US)
Net Compensation Yield 75.7% Realized
$45,882 / net annual direct deposit
Gross Adjusted $60,610 $29.14/hr
Effective Tax Drag 18.3% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$11,092 $426.61/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $29.14 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,637/yr)
0% Tax Shield: ~$436/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,657
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,758
Medicare Hospital Insurance
Statutory 1.45%
-$879
Colorado Individual Income Tax
State Marginal Bracket
-$1,798
Net Take-Home Annual Realized
$45,882 ($1,764.67 / check)
Category 2 of 6

Fort Collins-Loveland, CO Plumber & Pipefitter Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $60,610
MIDDLE 50% (IQR RANGE) 10th $45.1k 25th $48.4k Median: $60,610 50th (Median) $60.6k 75th $76.5k 90th $93.3k You: $60,610
10th (Entry) $45,070 $21.67/hr
25th (Junior) $48,380 $23.26/hr
50th (Median) $60,610 $29.14/hr
75th (Senior) $76,450 $36.75/hr
90th (Lead/Master) $93,320 $44.87/hr
Career Progression & Licensing Milestones for Plumber & Pipefitter in Fort Collins-Loveland, CO
1
Plumber's Apprentice (Yr 1-2)Post-secondary certificate (most common O*NET requirement); entry into the field
$41,990$20.19/hr · 0-2 Years
2
Plumber's Apprentice (Yr 3-5)Demonstrated results in role; works independently on core responsibilities; state journeyman license
$47,690$22.93/hr · 2-5 Years
3
Journeyman PlumberFull professional competence; leads projects or a small team; state journeyman license
$60,610$29.14/hr · 5-8 Years
4
Master PlumberOwns budget, hiring and outcomes for a department or large program
$80,845$38.87/hr · 8-12 Years
5
Plumbing ContractorExecutive or principal scope; sets strategy across the organization or profession
$102,980$49.51/hr · 12+ Years
Scaled to the Fort Collins-Loveland, CO medianView National Plumber & Pipefitter Salary Data
Adjacent Career Pivots & National Pay Differences
Helpers--Pipelayers, Plumbers, Pipefitters, and Steamfitters-$21,440/yr
National median: $42,360
Skill overlap: 89%
Boilermakers+$12,610/yr
National median: $76,410
Skill overlap: 88%
Maintenance and Repair Workers, General-$14,210/yr
National median: $49,590
Skill overlap: 88%
Pipelayers-$14,800/yr
National median: $49,000
Skill overlap: 86%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Fort Collins-Loveland, CO under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
42% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,589/month Requires minimum annual gross of $63,560
HUD Fair Market Rent (2-Bedroom) $1,759/month Requires minimum annual gross of $70,360
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $28.62/hr
Per adult, 2 working adults + 1 child: $26.01/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Fort Collins-Loveland, CO.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$60,610-$11,092$45,882$1,764.67
+5h Overtime/Wk45 hrs$71,974-$13,829$53,827$2,070.27
+10h Overtime/Wk50 hrs$83,339-$17,518$60,820$2,339.23
+15h Overtime/Wk55 hrs$94,703-$21,208$67,813$2,608.19
+20h Overtime/Wk60 hrs$106,068-$24,897$74,806$2,877.15
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Plumber & Pipefitter in Fort Collins-Loveland, CO: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Colorado tax codes.

Market Baseline
$60,610/yr
$29.14/hr · SOC 47-2152
Statutory Tax Drag
18.3% Effective
-$11,092 in Total Taxes
HUD 1BR Shelter Ratio
42% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$2,234/mo
Post-$1,589/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 47-2152
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Plumber & Pipefitter in Fort Collins-Loveland, CO: Market Snapshot

Plumber & Pipefitter roles in Fort Collins-Loveland, CO report a median annual wage of $60,610, 5.0% below the national median of $63,800. The 10th to 90th percentile band runs from $45,070 to $93,320, and HUD’s $1,589 monthly one-bedroom fair market rent equals 31.5% of that median gross pay. The single-adult living wage benchmark for the area is $28.62 per hour.

Highest-paying metropolitan areas for Plumber & Pipefitter

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$107,560+77.5%
Chicago-Naperville-Elgin, IL-IN$103,380+70.6%
Bellingham, WA$102,750+69.5%
Minneapolis-St. Paul-Bloomington, MN-WI$101,630+67.7%
Portland-Vancouver-Hillsboro, OR-WA$101,010+66.7%
Kennewick-Richland, WA$97,130+60.3%
Bloomington, IN$96,980+60.0%
Boston-Cambridge-Newton, MA-NH$96,760+59.6%
Fairbanks-College, AK$96,670+59.5%
Champaign-Urbana, IL$95,530+57.6%

Top-paying occupations benchmarked in Fort Collins-Loveland, CO

OccupationMedian annual wageMedian hourly
Sales Managers$198,550$95.46/hr
Computer and Information Systems Managers$195,190$93.84/hr
Marketing Managers$189,690$91.20/hr
Financial Manager$175,890$84.56/hr
Architectural and Engineering Managers$175,380$84.32/hr
Purchasing Managers$171,280$82.35/hr
Human Resources Managers$156,820$75.39/hr
Natural Sciences Managers$152,730$73.43/hr
Administrative Services Managers$146,600$70.48/hr
Transportation, Storage, and Distribution Managers$144,910$69.67/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 388 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Plumber & Pipefitter Salary in Fort Collins-Loveland, CO (2026) Overview

Plumber & Pipefitter median pay in Fort Collins-Loveland, CO is $60,610 a year ($29.14/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Plumber & Pipefitter in Fort Collins-Loveland, CO compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Plumber & Pipefitter in Fort Collins-Loveland, CO?

The median annual wage is $60,610 ($29.14 per hour). The middle 80% of earners make between $45,070 and $93,320. Source: BLS OEWS (May 2025).

What is the take-home pay for a Plumber & Pipefitter in Fort Collins-Loveland, CO after taxes?

On the median wage of $60,610, a single filer with no pre-tax deductions takes home about $48,922 a year ($4,077 a month) after $11,688 in federal, FICA, state and local taxes, an effective rate of 19.28%, using 2026 tax rules.