SOC 47-2152

Plumber & Pipefitter Salary in Memphis, TN-MS-AR (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TN
COL Index: 106.87 (+6.9% vs US)
Net Compensation Yield 78.8% Realized
$46,239 / net annual direct deposit
Gross Adjusted $58,690 $28.22/hr
Effective Tax Drag 15.22% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$8,930 $343.46/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $28.22 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,521/yr)
0% Tax Shield: ~$423/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,440
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,639
Medicare Hospital Insurance
Statutory 1.45%
-$851
Tennessee Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$46,239 ($1,778.41 / check)
Category 2 of 6

Memphis, TN-MS-AR Plumber & Pipefitter Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $58,690
MIDDLE 50% (IQR RANGE) 10th $37.5k 25th $47.5k Median: $58,690 50th (Median) $58.7k 75th $75.4k 90th $82.0k You: $58,690
10th (Entry) $37,530 $18.04/hr
25th (Junior) $47,460 $22.82/hr
50th (Median) $58,690 $28.22/hr
75th (Senior) $75,380 $36.24/hr
90th (Lead/Master) $82,020 $39.43/hr
Career Progression & Licensing Milestones for Plumber & Pipefitter in Memphis, TN-MS-AR
1
Plumber's Apprentice (Yr 1-2)Post-secondary certificate (most common O*NET requirement); entry into the field
$40,660$19.55/hr · 0-2 Years
2
Plumber's Apprentice (Yr 3-5)Demonstrated results in role; works independently on core responsibilities; state journeyman license
$46,179$22.20/hr · 2-5 Years
3
Journeyman PlumberFull professional competence; leads projects or a small team; state journeyman license
$58,690$28.22/hr · 5-8 Years
4
Master PlumberOwns budget, hiring and outcomes for a department or large program
$78,284$37.64/hr · 8-12 Years
5
Plumbing ContractorExecutive or principal scope; sets strategy across the organization or profession
$99,718$47.94/hr · 12+ Years
Adjacent Career Pivots & National Pay Differences
Helpers--Pipelayers, Plumbers, Pipefitters, and Steamfitters-$21,440/yr
National median: $42,360
Skill overlap: 89%
Boilermakers+$12,610/yr
National median: $76,410
Skill overlap: 88%
Maintenance and Repair Workers, General-$14,210/yr
National median: $49,590
Skill overlap: 88%
Pipelayers-$14,800/yr
National median: $49,000
Skill overlap: 86%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Memphis, TN-MS-AR under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
31% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,191/month Requires minimum annual gross of $47,640
HUD Fair Market Rent (2-Bedroom) $1,301/month Requires minimum annual gross of $52,040
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.64/hr
Per adult, 2 working adults + 1 child: $20.37/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Memphis, TN-MS-AR.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$58,690-$8,930$46,239$1,778.41
+5h Overtime/Wk45 hrs$69,694-$11,013$54,500$2,096.14
+10h Overtime/Wk50 hrs$80,699-$14,032$61,825$2,377.88
+15h Overtime/Wk55 hrs$91,703-$17,150$69,051$2,655.82
+20h Overtime/Wk60 hrs$102,708-$20,267$76,278$2,933.77
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Plumber & Pipefitter in Memphis, TN-MS-AR: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Tennessee tax codes.

Market Baseline
$58,690/yr
$28.22/hr · SOC 47-2152
Statutory Tax Drag
15.22% Effective
-$8,930 in Total Taxes
HUD 1BR Shelter Ratio
31% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$2,662/mo
Post-$1,191/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 47-2152
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Plumber & Pipefitter in Memphis, TN-MS-AR: Market Snapshot

Plumber & Pipefitter roles in Memphis, TN-MS-AR report a median annual wage of $58,690, 8.0% below the national median of $63,800. The 10th to 90th percentile band runs from $37,530 to $82,020, and HUD’s $1,191 monthly one-bedroom fair market rent equals 24.4% of that median gross pay. The single-adult living wage benchmark for the area is $23.64 per hour.

Highest-paying metropolitan areas for Plumber & Pipefitter

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$107,560+83.3%
Chicago-Naperville-Elgin, IL-IN$103,380+76.1%
Bellingham, WA$102,750+75.1%
Minneapolis-St. Paul-Bloomington, MN-WI$101,630+73.2%
Portland-Vancouver-Hillsboro, OR-WA$101,010+72.1%
Kennewick-Richland, WA$97,130+65.5%
Bloomington, IN$96,980+65.2%
Boston-Cambridge-Newton, MA-NH$96,760+64.9%
Fairbanks-College, AK$96,670+64.7%
Champaign-Urbana, IL$95,530+62.8%

Top-paying occupations benchmarked in Memphis, TN-MS-AR

OccupationMedian annual wageMedian hourly
Chief Executives$196,680$94.56/hr
Architectural and Engineering Managers$179,670$86.38/hr
Computer and Information Systems Managers$161,790$77.78/hr
Purchasing Managers$156,830$75.40/hr
Natural Sciences Managers$155,420$74.72/hr
Financial Manager$143,880$69.17/hr
Public Relations Managers$141,340$67.95/hr
Human Resources Managers$138,560$66.62/hr
Compensation and Benefits Managers$133,150$64.01/hr
Marketing Managers$132,540$63.72/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 388 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Plumber & Pipefitter Salary in Memphis, TN-MS-AR (2026) Overview

Plumber & Pipefitter median pay in Memphis, TN-MS-AR is $58,690 a year ($28.22/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Plumber & Pipefitter in Memphis, TN-MS-AR compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Plumber & Pipefitter in Memphis, TN-MS-AR?

The median annual wage is $58,690 ($28.22 per hour). The middle 80% of earners make between $37,530 and $82,020. Source: BLS OEWS (May 2025).

What is the take-home pay for a Plumber & Pipefitter in Memphis, TN-MS-AR after taxes?

On the median wage of $58,690, a single filer with no pre-tax deductions takes home about $49,337 a year ($4,111 a month) after $9,353 in federal, FICA, state and local taxes, an effective rate of 15.94%, using 2026 tax rules.