SOC 47-2152

Plumber & Pipefitter Salary in Owensboro, KY (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + KY + Municipal
COL Index: 101.05 (+1.0% vs US)
Net Compensation Yield 73.6% Realized
$47,315 / net annual direct deposit
Gross Adjusted $64,310 $30.92/hr
Effective Tax Drag 20.43% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$13,137 $505.26/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $30.92 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,859/yr)
0% Tax Shield: ~$463/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$5,074
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,987
Medicare Hospital Insurance
Statutory 1.45%
-$933
Kentucky Individual Income Tax
State Marginal Bracket
-$1,998
Owensboro occupational license fee
1.78%
-$1,145
Net Take-Home Annual Realized
$47,315 ($1,819.79 / check)
Category 2 of 6

Owensboro, KY Plumber & Pipefitter Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $64,310
MIDDLE 50% (IQR RANGE) 10th $46.0k 25th $52.4k Median: $64,310 50th (Median) $64.3k 75th $79.5k 90th $91.2k You: $64,310
10th (Entry) $46,040 $22.13/hr
25th (Junior) $52,350 $25.17/hr
50th (Median) $64,310 $30.92/hr
75th (Senior) $79,460 $38.20/hr
90th (Lead/Master) $91,170 $43.83/hr
Career Progression & Licensing Milestones for Plumber & Pipefitter in Owensboro, KY
1
Plumber's Apprentice (Yr 1-2)Post-secondary certificate (most common O*NET requirement); entry into the field
$44,553$21.42/hr · 0-2 Years
2
Plumber's Apprentice (Yr 3-5)Demonstrated results in role; works independently on core responsibilities; state journeyman license
$50,601$24.33/hr · 2-5 Years
3
Journeyman PlumberFull professional competence; leads projects or a small team; state journeyman license
$64,310$30.92/hr · 5-8 Years
4
Master PlumberOwns budget, hiring and outcomes for a department or large program
$85,780$41.24/hr · 8-12 Years
5
Plumbing ContractorExecutive or principal scope; sets strategy across the organization or profession
$109,267$52.53/hr · 12+ Years
Adjacent Career Pivots & National Pay Differences
Helpers--Pipelayers, Plumbers, Pipefitters, and Steamfitters-$21,440/yr
National median: $42,360
Skill overlap: 89%
Boilermakers+$12,610/yr
National median: $76,410
Skill overlap: 88%
Maintenance and Repair Workers, General-$14,210/yr
National median: $49,590
Skill overlap: 88%
Pipelayers-$14,800/yr
National median: $49,000
Skill overlap: 86%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Owensboro, KY under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
22% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $870/month Requires minimum annual gross of $34,800
HUD Fair Market Rent (2-Bedroom) $1,138/month Requires minimum annual gross of $45,520
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.35/hr
Per adult, 2 working adults + 1 child: $19.68/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Owensboro, KY.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$64,310-$13,137$47,315$1,819.79
+5h Overtime/Wk45 hrs$76,368-$16,559$55,227$2,124.10
+10h Overtime/Wk50 hrs$88,426-$20,587$62,534$2,405.15
+15h Overtime/Wk55 hrs$100,484-$24,614$69,841$2,686.20
+20h Overtime/Wk60 hrs$112,543-$28,642$77,148$2,967.24
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Plumber & Pipefitter in Owensboro, KY: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Kentucky tax codes.

Market Baseline
$64,310/yr
$30.92/hr · SOC 47-2152
Statutory Tax Drag
20.43% Effective
-$13,137 in Total Taxes
HUD 1BR Shelter Ratio
22% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,073/mo
Post-$870/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 47-2152
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Plumber & Pipefitter in Owensboro, KY: Market Snapshot

Plumber & Pipefitter roles in Owensboro, KY report a median annual wage of $64,310, 0.8% above the national median of $63,800. The 10th to 90th percentile band runs from $46,040 to $91,170, and HUD’s $870 monthly one-bedroom fair market rent equals 16.2% of that median gross pay. The single-adult living wage benchmark for the area is $22.35 per hour.

Highest-paying metropolitan areas for Plumber & Pipefitter

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$107,560+67.3%
Chicago-Naperville-Elgin, IL-IN$103,380+60.8%
Bellingham, WA$102,750+59.8%
Minneapolis-St. Paul-Bloomington, MN-WI$101,630+58.0%
Portland-Vancouver-Hillsboro, OR-WA$101,010+57.1%
Kennewick-Richland, WA$97,130+51.0%
Bloomington, IN$96,980+50.8%
Boston-Cambridge-Newton, MA-NH$96,760+50.5%
Fairbanks-College, AK$96,670+50.3%
Champaign-Urbana, IL$95,530+48.5%

Top-paying occupations benchmarked in Owensboro, KY

OccupationMedian annual wageMedian hourly
Chief Executives$171,540$82.47/hr
Computer and Information Systems Managers$138,480$66.58/hr
Human Resources Managers$132,760$63.83/hr
Architectural and Engineering Managers$129,430$62.23/hr
Nurse Practitioner$128,780$61.91/hr
Marketing Managers$124,040$59.63/hr
Administrative Services Managers$121,020$58.18/hr
Sales Managers$119,320$57.37/hr
Transportation, Storage, and Distribution Managers$110,320$53.04/hr
Industrial Production Managers$109,400$52.60/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 388 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Plumber & Pipefitter Salary in Owensboro, KY (2026) Overview

Plumber & Pipefitter median pay in Owensboro, KY is $64,310 a year ($30.92/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living.

Quick answers
What is the median salary for a Plumber & Pipefitter in Owensboro, KY?

The median annual wage is $64,310 ($30.92 per hour). The middle 80% of earners make between $46,040 and $91,170. Source: BLS OEWS (May 2025).

What is the take-home pay for a Plumber & Pipefitter in Owensboro, KY after taxes?

On the median wage of $64,310, a single filer with no pre-tax deductions takes home about $50,575 a year ($4,215 a month) after $13,735 in federal, FICA, state and local taxes, an effective rate of 21.36%, using 2026 tax rules.