SOC 47-2152

Plumber & Pipefitter Salary in Santa Cruz-Watsonville, CA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CA
COL Index: 230.4 (+130.4% vs US)
Net Compensation Yield 74.3% Realized
$50,624 / net annual direct deposit
Gross Adjusted $68,130 $32.75/hr
Effective Tax Drag 19.7% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$13,418 $516.09/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $32.75 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,088/yr)
0% Tax Shield: ~$491/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$5,505
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,224
Medicare Hospital Insurance
Statutory 1.45%
-$988
California Individual Income Tax
State Marginal Bracket
-$1,816
State Disability Insurance (SDI)
Statutory Payroll Assessment
-$886
Net Take-Home Annual Realized
$50,624 ($1,947.07 / check)
Category 2 of 6

Santa Cruz-Watsonville, CA Plumber & Pipefitter Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $68,130
MIDDLE 50% (IQR RANGE) 10th $47.8k 25th $60.5k Median: $68,130 50th (Median) $68.1k 75th $95.7k 90th $125k You: $68,130
10th (Entry) $47,770 $22.97/hr
25th (Junior) $60,550 $29.11/hr
50th (Median) $68,130 $32.75/hr
75th (Senior) $95,720 $46.02/hr
90th (Lead/Master) $124,660 $59.93/hr
Career Progression & Licensing Milestones for Plumber & Pipefitter in Santa Cruz-Watsonville, CA
1
Plumber's Apprentice (Yr 1-2)Post-secondary certificate (most common O*NET requirement); entry into the field
$47,200$22.69/hr · 0-2 Years
2
Plumber's Apprentice (Yr 3-5)Demonstrated results in role; works independently on core responsibilities; state journeyman license
$53,607$25.77/hr · 2-5 Years
3
Journeyman PlumberFull professional competence; leads projects or a small team; state journeyman license
$68,130$32.75/hr · 5-8 Years
4
Master PlumberOwns budget, hiring and outcomes for a department or large program
$90,876$43.69/hr · 8-12 Years
5
Plumbing ContractorExecutive or principal scope; sets strategy across the organization or profession
$115,757$55.65/hr · 12+ Years
Scaled to the Santa Cruz-Watsonville, CA medianView National Plumber & Pipefitter Salary Data
Adjacent Career Pivots & National Pay Differences
Helpers--Pipelayers, Plumbers, Pipefitters, and Steamfitters-$21,440/yr
National median: $42,360
Skill overlap: 89%
Boilermakers+$12,610/yr
National median: $76,410
Skill overlap: 88%
Maintenance and Repair Workers, General-$14,210/yr
National median: $49,590
Skill overlap: 88%
Pipelayers-$14,800/yr
National median: $49,000
Skill overlap: 86%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Santa Cruz-Watsonville, CA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
80% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $3,390/month Requires minimum annual gross of $135,600
HUD Fair Market Rent (2-Bedroom) $4,254/month Requires minimum annual gross of $170,160
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $50.95/hr
Per adult, 2 working adults + 1 child: $43.19/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Santa Cruz-Watsonville, CA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$68,130-$13,418$50,624$1,947.07
+5h Overtime/Wk45 hrs$80,904-$17,891$58,159$2,236.89
+10h Overtime/Wk50 hrs$93,679-$22,727$65,331$2,512.72
+15h Overtime/Wk55 hrs$106,453-$27,629$72,437$2,786.03
+20h Overtime/Wk60 hrs$119,228-$32,531$79,543$3,059.35
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Plumber & Pipefitter in Santa Cruz-Watsonville, CA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and California tax codes.

Market Baseline
$68,130/yr
$32.75/hr · SOC 47-2152
Statutory Tax Drag
19.7% Effective
-$13,418 in Total Taxes
HUD 1BR Shelter Ratio
80% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$829/mo
Post-$3,390/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 47-2152
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Plumber & Pipefitter in Santa Cruz-Watsonville, CA: Market Snapshot

Plumber & Pipefitter roles in Santa Cruz-Watsonville, CA report a median annual wage of $68,130, 6.8% above the national median of $63,800. The 10th to 90th percentile band runs from $47,770 to $124,660, and HUD’s $3,390 monthly one-bedroom fair market rent equals 59.7% of that median gross pay. The single-adult living wage benchmark for the area is $50.95 per hour.

Highest-paying metropolitan areas for Plumber & Pipefitter

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$107,560+57.9%
Chicago-Naperville-Elgin, IL-IN$103,380+51.7%
Bellingham, WA$102,750+50.8%
Minneapolis-St. Paul-Bloomington, MN-WI$101,630+49.2%
Portland-Vancouver-Hillsboro, OR-WA$101,010+48.3%
Kennewick-Richland, WA$97,130+42.6%
Bloomington, IN$96,980+42.3%
Boston-Cambridge-Newton, MA-NH$96,760+42.0%
Fairbanks-College, AK$96,670+41.9%
Champaign-Urbana, IL$95,530+40.2%

Top-paying occupations benchmarked in Santa Cruz-Watsonville, CA

OccupationMedian annual wageMedian hourly
Chief Executives$209,080$100.52/hr
Architectural and Engineering Managers$206,880$99.46/hr
Natural Sciences Managers$202,380$97.30/hr
Computer and Information Systems Managers$198,770$95.56/hr
Fundraising Managers$179,130$86.12/hr
Education Administrators, Postsecondary$172,410$82.89/hr
Registered Nurse (RN)$170,960$82.19/hr
Marketing Managers$168,980$81.24/hr
Nurse Practitioner$167,190$80.38/hr
Financial Manager$165,800$79.71/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 388 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Plumber & Pipefitter Salary in Santa Cruz-Watsonville, CA (2026) Overview

Plumber & Pipefitter median pay in Santa Cruz-Watsonville, CA is $68,130 a year ($32.75/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Plumber & Pipefitter in Santa Cruz-Watsonville, CA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Plumber & Pipefitter in Santa Cruz-Watsonville, CA?

The median annual wage is $68,130 ($32.75 per hour). The middle 80% of earners make between $47,770 and $124,660. Source: BLS OEWS (May 2025).

What is the take-home pay for a Plumber & Pipefitter in Santa Cruz-Watsonville, CA after taxes?

On the median wage of $68,130, a single filer with no pre-tax deductions takes home about $53,758 a year ($4,480 a month) after $14,372 in federal, FICA, state and local taxes, an effective rate of 21.09%, using 2026 tax rules.