SOC 29-1141

Registered Nurse (RN) Salary in Amherst Town-Northampton, MA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MA
COL Index: 121.21 (+21.2% vs US)
Net Compensation Yield 69.9% Realized
$70,794 / net annual direct deposit
Gross Adjusted $101,270 $48.69/hr
Effective Tax Drag 24.09% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$24,399 $938.44/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $48.69 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,076/yr)
0% Tax Shield: ~$1,337/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$12,113
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,279
Medicare Hospital Insurance
Statutory 1.45%
-$1,468
Massachusetts Individual Income Tax
State Marginal Bracket
-$4,540
Net Take-Home Annual Realized
$70,794 ($2,722.86 / check)
Category 2 of 6

Amherst Town-Northampton, MA Registered Nurse (RN) Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $101,270
MIDDLE 50% (IQR RANGE) 10th $74.1k 25th $85.1k Median: $101,270 50th (Median) $101k 75th $119k 90th $129k You: $101,270
10th (Entry) $74,140 $35.64/hr
25th (Junior) $85,100 $40.91/hr
50th (Median) $101,270 $48.69/hr
75th (Senior) $118,530 $56.99/hr
90th (Lead/Master) $128,860 $61.95/hr
Career Progression & Licensing Milestones for Registered Nurse (RN) in Amherst Town-Northampton, MA
1
Staff Nurse (Med-Surg RN)ADN or BSN, passing NCLEX-RN exam, state licensing
$72,150$34.69/hr · 0-2 Years
2
Specialty RN (ICU / ER / OR)BLS/ACLS certifications, critical care nursing experience
$92,394$44.42/hr · 2-5 Years
3
Charge Nurse / Nurse SupervisorClinical leadership, unit patient flow management, staffing oversight
$109,004$52.41/hr · 5-8 Years
4
Nurse Practitioner (MSN/DNP)Master''s/Doctorate in Nursing, advanced prescriptive authority
$133,400$64.13/hr · 7+ Years
Scaled to the Amherst Town-Northampton, MA medianView National Registered Nurse (RN) Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Amherst Town-Northampton, MA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
27% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,593/month Requires minimum annual gross of $63,720
HUD Fair Market Rent (2-Bedroom) $2,034/month Requires minimum annual gross of $81,360
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $26.81/hr
Per adult, 2 working adults + 1 child: $25.45/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Amherst Town-Northampton, MA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$101,270-$24,399$70,794$2,722.86
+5h Overtime/Wk45 hrs$120,258-$30,671$82,371$3,168.13
+10h Overtime/Wk50 hrs$139,246-$37,125$93,767$3,606.41
+15h Overtime/Wk55 hrs$158,234-$43,754$104,987$4,037.95
+20h Overtime/Wk60 hrs$177,223-$50,382$116,207$4,469.49
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Registered Nurse (RN) in Amherst Town-Northampton, MA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Massachusetts tax codes.

Market Baseline
$101,270/yr
$48.69/hr · SOC 29-1141
Statutory Tax Drag
24.09% Effective
-$24,399 in Total Taxes
HUD 1BR Shelter Ratio
27% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,307/mo
Post-$1,593/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1141
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Registered Nurse (RN) in Amherst Town-Northampton, MA: Market Snapshot

Registered Nurse (RN) roles in Amherst Town-Northampton, MA report a median annual wage of $101,270, 3.8% above the national median of $97,550. The 10th to 90th percentile band runs from $74,140 to $128,860, and HUD’s $1,593 monthly one-bedroom fair market rent equals 18.9% of that median gross pay. The single-adult living wage benchmark for the area is $26.81 per hour.

Highest-paying metropolitan areas for Registered Nurse (RN)

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$216,740+114.0%
Vallejo, CA$203,290+100.7%
San Francisco-Oakland-Fremont, CA$186,610+84.3%
Santa Rosa-Petaluma, CA$174,550+72.4%
Sacramento-Roseville-Folsom, CA$171,460+69.3%
Santa Cruz-Watsonville, CA$170,960+68.8%
Yuba City, CA$149,320+47.4%
Kahului-Wailuku, HI$144,350+42.5%
San Diego-Chula Vista-Carlsbad, CA$139,520+37.8%
Urban Honolulu, HI$139,260+37.5%

Top-paying occupations benchmarked in Amherst Town-Northampton, MA

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$169,330$81.41/hr
Marketing Managers$161,020$77.41/hr
Computer and Information Systems Managers$156,040$75.02/hr
Financial Manager$144,950$69.69/hr
Natural Sciences Managers$140,500$67.55/hr
Sales Managers$138,100$66.39/hr
Fundraising Managers$136,890$65.81/hr
Physician Assistant$134,860$64.84/hr
Nurse Practitioner$133,050$63.97/hr
Public Relations Managers$132,990$63.94/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 380 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Registered Nurse (RN) Salary in Amherst Town-Northampton, MA (2026) Overview

Registered Nurse (RN) median pay in Amherst Town-Northampton, MA is $101,270 a year ($48.69/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Registered Nurse (RN) in Amherst Town-Northampton, MA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Registered Nurse (RN) in Amherst Town-Northampton, MA?

The median annual wage is $101,270 ($48.69 per hour). The middle 80% of earners make between $74,140 and $128,860. Source: BLS OEWS (May 2025).

What is the take-home pay for a Registered Nurse (RN) in Amherst Town-Northampton, MA after taxes?

On the median wage of $101,270, a single filer with no pre-tax deductions takes home about $75,230 a year ($6,269 a month) after $26,040 in federal, FICA, state and local taxes, an effective rate of 25.71%, using 2026 tax rules.