SOC 29-1141

Registered Nurse (RN) Salary in Baltimore-Columbia-Towson, MD (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MD + Municipal
COL Index: 123.33 (+23.3% vs US)
Net Compensation Yield 67.6% Realized
$67,338 / net annual direct deposit
Gross Adjusted $99,550 $47.86/hr
Effective Tax Drag 26.36% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$26,239 $1,009.18/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $47.86 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,973/yr)
0% Tax Shield: ~$1,314/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$11,757
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,172
Medicare Hospital Insurance
Statutory 1.45%
-$1,443
Maryland Individual Income Tax
State Marginal Bracket
-$4,081
Baltimore City local income tax
3.20%
-$2,785
Net Take-Home Annual Realized
$67,338 ($2,589.94 / check)
Category 2 of 6

Baltimore-Columbia-Towson, MD Registered Nurse (RN) Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $99,550
MIDDLE 50% (IQR RANGE) 10th $77.6k 25th $83.7k Median: $99,550 50th (Median) $99.5k 75th $108k 90th $125k You: $99,550
10th (Entry) $77,600 $37.31/hr
25th (Junior) $83,690 $40.24/hr
50th (Median) $99,550 $47.86/hr
75th (Senior) $108,030 $51.94/hr
90th (Lead/Master) $125,020 $60.11/hr
Career Progression & Licensing Milestones for Registered Nurse (RN) in Baltimore-Columbia-Towson, MD
1
Staff Nurse (Med-Surg RN)ADN or BSN, passing NCLEX-RN exam, state licensing
$70,925$34.10/hr · 0-2 Years
2
Specialty RN (ICU / ER / OR)BLS/ACLS certifications, critical care nursing experience
$90,825$43.67/hr · 2-5 Years
3
Charge Nurse / Nurse SupervisorClinical leadership, unit patient flow management, staffing oversight
$107,153$51.52/hr · 5-8 Years
4
Nurse Practitioner (MSN/DNP)Master''s/Doctorate in Nursing, advanced prescriptive authority
$131,135$63.05/hr · 7+ Years
Scaled to the Baltimore-Columbia-Towson, MD medianView National Registered Nurse (RN) Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Baltimore-Columbia-Towson, MD under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
29% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,625/month Requires minimum annual gross of $65,000
HUD Fair Market Rent (2-Bedroom) $2,006/month Requires minimum annual gross of $80,240
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.27/hr
Per adult, 2 working adults + 1 child: $25.25/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Baltimore-Columbia-Towson, MD.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$99,550-$26,239$67,338$2,589.94
+5h Overtime/Wk45 hrs$118,216-$33,064$78,059$3,002.25
+10h Overtime/Wk50 hrs$136,881-$39,994$88,675$3,410.56
+15h Overtime/Wk55 hrs$155,547-$47,114$99,100$3,811.54
+20h Overtime/Wk60 hrs$174,213-$54,329$109,431$4,208.87
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Registered Nurse (RN) in Baltimore-Columbia-Towson, MD: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Maryland tax codes.

Market Baseline
$99,550/yr
$47.86/hr · SOC 29-1141
Statutory Tax Drag
26.36% Effective
-$26,239 in Total Taxes
HUD 1BR Shelter Ratio
29% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,987/mo
Post-$1,625/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1141
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Registered Nurse (RN) in Baltimore-Columbia-Towson, MD: Market Snapshot

Registered Nurse (RN) roles in Baltimore-Columbia-Towson, MD report a median annual wage of $99,550, 2.1% above the national median of $97,550. The 10th to 90th percentile band runs from $77,600 to $125,020, and HUD’s $1,625 monthly one-bedroom fair market rent equals 19.6% of that median gross pay. The single-adult living wage benchmark for the area is $27.27 per hour.

Highest-paying metropolitan areas for Registered Nurse (RN)

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$216,740+117.7%
Vallejo, CA$203,290+104.2%
San Francisco-Oakland-Fremont, CA$186,610+87.5%
Santa Rosa-Petaluma, CA$174,550+75.3%
Sacramento-Roseville-Folsom, CA$171,460+72.2%
Santa Cruz-Watsonville, CA$170,960+71.7%
Yuba City, CA$149,320+50.0%
Kahului-Wailuku, HI$144,350+45.0%
San Diego-Chula Vista-Carlsbad, CA$139,520+40.2%
Urban Honolulu, HI$139,260+39.9%

Top-paying occupations benchmarked in Baltimore-Columbia-Towson, MD

OccupationMedian annual wageMedian hourly
Chief Executives$268,030$128.86/hr
Computer and Information Systems Managers$168,520$81.02/hr
Architectural and Engineering Managers$167,350$80.46/hr
Financial Manager$157,990$75.96/hr
Natural Sciences Managers$156,730$75.35/hr
Purchasing Managers$151,990$73.07/hr
Human Resources Managers$146,370$70.37/hr
Marketing Managers$140,180$67.39/hr
Software Engineer$138,900$66.78/hr
Physician Assistant$138,790$66.73/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 380 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Registered Nurse (RN) Salary in Baltimore-Columbia-Towson, MD (2026) Overview

Registered Nurse (RN) median pay in Baltimore-Columbia-Towson, MD is $99,550 a year ($47.86/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Registered Nurse (RN) in Baltimore-Columbia-Towson, MD compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Registered Nurse (RN) in Baltimore-Columbia-Towson, MD?

The median annual wage is $99,550 ($47.86 per hour). The middle 80% of earners make between $77,600 and $125,020. Source: BLS OEWS (May 2025).

What is the take-home pay for a Registered Nurse (RN) in Baltimore-Columbia-Towson, MD after taxes?

On the median wage of $99,550, a single filer with no pre-tax deductions takes home about $71,522 a year ($5,960 a month) after $28,028 in federal, FICA, state and local taxes, an effective rate of 28.15%, using 2026 tax rules.