SOC 29-1141

Registered Nurse (RN) Salary in Charlotte-Concord-Gastonia, NC-SC

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NC
COL Index: 137.19 (+37.2% vs US)
Net Compensation Yield 72.2% Realized
$65,450 / net annual direct deposit
Gross Adjusted $90,620 $43.57/hr
Effective Tax Drag 21.78% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$19,733 $758.95/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $43.57 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,437/yr)
0% Tax Shield: ~$1,196/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$9,910
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,618
Medicare Hospital Insurance
Statutory 1.45%
-$1,314
North Carolina Individual Income Tax
State Marginal Bracket
-$2,890
Net Take-Home Annual Realized
$65,450 ($2,517.31 / check)
Category 2 of 6

Charlotte-Concord-Gastonia, NC-SC Registered Nurse (RN) Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $90,620
MIDDLE 50% (IQR RANGE) 10th $69.7k 25th $81.2k Median: $90,620 50th (Median) $90.6k 75th $104k 90th $110k You: $90,620
10th (Entry) $69,680 $33.50/hr
25th (Junior) $81,160 $39.02/hr
50th (Median) $90,620 $43.57/hr
75th (Senior) $103,660 $49.84/hr
90th (Lead/Master) $110,020 $52.89/hr
Career Progression & Licensing Milestones for Registered Nurse (RN) in Charlotte-Concord-Gastonia, NC-SC
1
Staff Nurse (Med-Surg RN)ADN or BSN, passing NCLEX-RN exam, state licensing
$64,563$31.04/hr · 0-2 Years
2
Specialty RN (ICU / ER / OR)BLS/ACLS certifications, critical care nursing experience
$82,677$39.75/hr · 2-5 Years
3
Charge Nurse / Nurse SupervisorClinical leadership, unit patient flow management, staffing oversight
$97,541$46.89/hr · 5-8 Years
4
Nurse Practitioner (MSN/DNP)Master''s/Doctorate in Nursing, advanced prescriptive authority
$119,371$57.39/hr · 7+ Years
Scaled to the Charlotte-Concord-Gastonia, NC-SC medianView National Registered Nurse (RN) Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Charlotte-Concord-Gastonia, NC-SC under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
30% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,640/month Requires minimum annual gross of $65,600
HUD Fair Market Rent (2-Bedroom) $1,785/month Requires minimum annual gross of $71,400
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $30.34/hr
Per adult, 2 working adults + 1 child: $23.97/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Charlotte-Concord-Gastonia, NC-SC.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$90,620-$19,733$65,450$2,517.31
+5h Overtime/Wk45 hrs$107,611-$25,184$75,971$2,921.96
+10h Overtime/Wk50 hrs$124,603-$30,635$86,492$3,326.61
+15h Overtime/Wk55 hrs$141,594-$36,311$96,787$3,722.57
+20h Overtime/Wk60 hrs$158,585-$42,082$106,988$4,114.93
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Registered Nurse (RN) in Charlotte-Concord-Gastonia, NC-SC: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and North Carolina tax codes.

Market Baseline
$90,620/yr
$43.57/hr · SOC 29-1141
Statutory Tax Drag
21.78% Effective
-$19,733 in Total Taxes
HUD 1BR Shelter Ratio
30% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,814/mo
Post-$1,640/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1141
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Registered Nurse (RN) in Charlotte-Concord-Gastonia, NC-SC: Market Snapshot

Registered Nurse (RN) roles in Charlotte-Concord-Gastonia, NC-SC report a median annual wage of $90,620, 7.1% below the national median of $97,550. The 10th to 90th percentile band runs from $69,680 to $110,020, and HUD’s $1,640 monthly one-bedroom fair market rent equals 21.7% of that median gross pay. The single-adult living wage benchmark for the area is $30.34 per hour.

Highest-paying metropolitan areas for Registered Nurse (RN)

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$216,740+139.2%
Vallejo, CA$203,290+124.3%
San Francisco-Oakland-Fremont, CA$186,610+105.9%
Santa Rosa-Petaluma, CA$174,550+92.6%
Sacramento-Roseville-Folsom, CA$171,460+89.2%
Santa Cruz-Watsonville, CA$170,960+88.7%
Yuba City, CA$149,320+64.8%
Kahului-Wailuku, HI$144,350+59.3%
San Diego-Chula Vista-Carlsbad, CA$139,520+54.0%
Urban Honolulu, HI$139,260+53.7%

Top-paying occupations benchmarked in Charlotte-Concord-Gastonia, NC-SC

OccupationMedian annual wageMedian hourly
Chief Executives$329,030$158.19/hr
Computer and Information Systems Managers$176,840$85.02/hr
Natural Sciences Managers$173,160$83.25/hr
Financial Manager$172,760$83.06/hr
Architectural and Engineering Managers$169,960$81.71/hr
Compensation and Benefits Managers$167,450$80.50/hr
Marketing Managers$166,200$79.90/hr
Sales Managers$162,000$77.88/hr
Human Resources Managers$158,930$76.41/hr
Purchasing Managers$144,270$69.36/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 380 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Registered Nurse (RN) Salary in Charlotte-Concord-Gastonia, NC-SC Overview

Registered Nurse (RN) median pay in Charlotte-Concord-Gastonia, NC-SC is $90,620 a year ($43.57/hr). See take-home pay after 2026 taxes, BLS wage percentiles. Official 2026 economic data for Registered Nurse (RN) in Charlotte-Concord-Gastonia, NC-SC compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Registered Nurse (RN) in Charlotte-Concord-Gastonia, NC-SC?

The median annual wage is $90,620 ($43.57 per hour). The middle 80% of earners make between $69,680 and $110,020. Source: BLS OEWS (May 2025).

What is the take-home pay for a Registered Nurse (RN) in Charlotte-Concord-Gastonia, NC-SC after taxes?

On the median wage of $90,620, a single filer with no pre-tax deductions takes home about $69,474 a year ($5,790 a month) after $21,146 in federal, FICA, state and local taxes, an effective rate of 23.33%, using 2026 tax rules.