SOC 29-1141

Registered Nurse (RN) Salary in Louisville/Jefferson County, KY-IN

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + KY + Municipal
COL Index: 105.93 (+5.9% vs US)
Net Compensation Yield 70.7% Realized
$60,010 / net annual direct deposit
Gross Adjusted $84,850 $40.79/hr
Effective Tax Drag 23.27% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$19,749 $759.56/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $40.79 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,091/yr)
0% Tax Shield: ~$1,120/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$8,717
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,261
Medicare Hospital Insurance
Statutory 1.45%
-$1,230
Kentucky Individual Income Tax
State Marginal Bracket
-$2,674
Louisville Metro occupational tax
2.20%
-$1,867
Net Take-Home Annual Realized
$60,010 ($2,308.09 / check)
Category 2 of 6

Louisville/Jefferson County, KY-IN Registered Nurse (RN) Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $84,850
MIDDLE 50% (IQR RANGE) 10th $65.3k 25th $77.9k Median: $84,850 50th (Median) $84.8k 75th $97.7k 90th $118k You: $84,850
10th (Entry) $65,300 $31.39/hr
25th (Junior) $77,870 $37.44/hr
50th (Median) $84,850 $40.79/hr
75th (Senior) $97,710 $46.98/hr
90th (Lead/Master) $118,200 $56.83/hr
Career Progression & Licensing Milestones for Registered Nurse (RN) in Louisville/Jefferson County, KY-IN
1
Staff Nurse (Med-Surg RN)ADN or BSN, passing NCLEX-RN exam, state licensing
$60,452$29.06/hr · 0-2 Years
2
Specialty RN (ICU / ER / OR)BLS/ACLS certifications, critical care nursing experience
$77,413$37.22/hr · 2-5 Years
3
Charge Nurse / Nurse SupervisorClinical leadership, unit patient flow management, staffing oversight
$91,330$43.91/hr · 5-8 Years
4
Nurse Practitioner (MSN/DNP)Master''s/Doctorate in Nursing, advanced prescriptive authority
$111,771$53.74/hr · 7+ Years
Scaled to the Louisville/Jefferson County, KY-IN medianView National Registered Nurse (RN) Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Louisville/Jefferson County, KY-IN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
21% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,058/month Requires minimum annual gross of $42,320
HUD Fair Market Rent (2-Bedroom) $1,276/month Requires minimum annual gross of $51,040
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.43/hr
Per adult, 2 working adults + 1 child: $21.49/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Louisville/Jefferson County, KY-IN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$84,850-$19,749$60,010$2,308.09
+5h Overtime/Wk45 hrs$100,759-$25,129$69,585$2,676.33
+10h Overtime/Wk50 hrs$116,669-$30,510$79,159$3,044.57
+15h Overtime/Wk55 hrs$132,578-$35,947$88,677$3,410.64
+20h Overtime/Wk60 hrs$148,488-$41,626$97,952$3,767.38
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Registered Nurse (RN) in Louisville/Jefferson County, KY-IN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Kentucky tax codes.

Market Baseline
$84,850/yr
$40.79/hr · SOC 29-1141
Statutory Tax Drag
23.27% Effective
-$19,749 in Total Taxes
HUD 1BR Shelter Ratio
21% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,943/mo
Post-$1,058/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1141
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Registered Nurse (RN) in Louisville/Jefferson County, KY-IN: Market Snapshot

Registered Nurse (RN) roles in Louisville/Jefferson County, KY-IN report a median annual wage of $84,850, 13.0% below the national median of $97,550. The 10th to 90th percentile band runs from $65,300 to $118,200, and HUD’s $1,058 monthly one-bedroom fair market rent equals 15.0% of that median gross pay. The single-adult living wage benchmark for the area is $23.43 per hour.

Highest-paying metropolitan areas for Registered Nurse (RN)

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$216,740+155.4%
Vallejo, CA$203,290+139.6%
San Francisco-Oakland-Fremont, CA$186,610+119.9%
Santa Rosa-Petaluma, CA$174,550+105.7%
Sacramento-Roseville-Folsom, CA$171,460+102.1%
Santa Cruz-Watsonville, CA$170,960+101.5%
Yuba City, CA$149,320+76.0%
Kahului-Wailuku, HI$144,350+70.1%
San Diego-Chula Vista-Carlsbad, CA$139,520+64.4%
Urban Honolulu, HI$139,260+64.1%

Top-paying occupations benchmarked in Louisville/Jefferson County, KY-IN

OccupationMedian annual wageMedian hourly
Chief Executives$213,920$102.85/hr
Computer and Information Systems Managers$150,710$72.46/hr
Architectural and Engineering Managers$149,430$71.84/hr
Education Administrators, Postsecondary$138,670$66.67/hr
Sales Managers$137,880$66.29/hr
Financial Manager$136,970$65.85/hr
Marketing Managers$136,350$65.55/hr
Physician Assistant$130,830$62.90/hr
Compensation and Benefits Managers$127,730$61.41/hr
Fundraising Managers$126,620$60.88/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 380 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Registered Nurse (RN) Salary in Louisville/Jefferson County, KY-IN Overview

Registered Nurse (RN) median pay in Louisville/Jefferson County, KY-IN is $84,850 a year ($40.79/hr). See take-home pay after 2026 taxes, BLS wage percentiles. Official 2026 economic data for Registered Nurse (RN) in Louisville/Jefferson County, KY-IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Registered Nurse (RN) in Louisville/Jefferson County, KY-IN?

The median annual wage is $84,850 ($40.79 per hour). The middle 80% of earners make between $65,300 and $118,200. Source: BLS OEWS (May 2025).

What is the take-home pay for a Registered Nurse (RN) in Louisville/Jefferson County, KY-IN after taxes?

On the median wage of $84,850, a single filer with no pre-tax deductions takes home about $63,803 a year ($5,317 a month) after $21,047 in federal, FICA, state and local taxes, an effective rate of 24.8%, using 2026 tax rules.