Finance SOC 13-2054 Job Zone 3 · Medium Preparation ● 2026 BLS Empirical Benchmark

Risk Management Specialist Salaries & Wage Percentiles

Data updated · Sources: BLS OEWS May 2025 · Methodology

Analyze and manage exposure to enterprise financial and operational risks across capital markets, insurance, and investment portfolios.

National Median Wage
$117,330 / yr
$56.41 / hour
National Employment 51,230 Reported BLS Workforce
Highest-Paying State District of Columbia $126,510 / yr Median
Top Metro Market San Francisco-Oakland-Fremont, CA $167,440 / yr Median

National Wage Percentile Spectrum

Empirical distribution from entry-level apprentice (10th percentile) to senior principal / master tier (90th percentile).

Spread Delta (P90 - P10) $131,290 / yr
10th (Entry) $64,820 $31.16/hr
25th (Junior) $83,980 $40.38/hr
50th (Median) $117,330 $56.41/hr
75th (Senior) $158,250 $76.08/hr
90th (Master) $196,110 $94.28/hr

Nationwide State Salary Rankings

State-by-state empirical labor compensation benchmarked against local cost of living and purchasing power.

Rank State Median Salary Hourly Rate CoL Adjusted Real Wage Total Employed Top Metro in State CoL Index
#1 District of Columbia DC $126,510 $60.82/hr $79,616 1,400 Washington-Arlington-Alexandria, DC-VA-MD-WV 158.9
#2 Maine ME $126,430 $60.78/hr $96,881 Not published Portland-South Portland, ME 130.5
#3 Delaware DE $122,930 $59.10/hr $104,889 40 Dover, DE 117.2
#4 Washington WA $121,435 $58.38/hr $94,428 620 Seattle-Tacoma-Bellevue, WA 128.6
#5 California CA $120,443 $57.91/hr $72,819 4,420 San Francisco-Oakland-Fremont, CA 165.4
#6 Maryland MD $119,720 $57.56/hr $97,096 390 Baltimore-Columbia-Towson, MD 123.3
#7 Colorado CO $116,742 $56.13/hr $91,562 920 Colorado Springs, CO 127.5
#8 Connecticut CT $116,715 $56.11/hr $89,988 520 Bridgeport-Stamford-Danbury, CT 129.7

Top Metropolitan Areas for Maximum Earnings

High-yield metros commanding premier compensation, rent affordability, and living wage coverage.

1,380 Jobs · HUD 1BR: $3,003/mo
$167,440 / yr median
$80.50 / hour
480 Jobs · HUD 1BR: $2,778/mo
$166,240 / yr median
$79.93 / hour
12,770 Jobs · HUD 1BR: $2,729/mo
$139,670 / yr median
$67.15 / hour
550 Jobs · HUD 1BR: $2,180/mo
$134,330 / yr median
$64.58 / hour
1,880 Jobs · HUD 1BR: $1,640/mo
$133,530 / yr median
$64.20 / hour
1,120 Jobs · HUD 1BR: $2,518/mo
$132,580 / yr median
$63.74 / hour

Career Ladder & Progression Stages

Typical milestones from entry level to senior roles.

Junior Risk Analyst0-2 Years
$72,000

Financial modeling, risk metric calculations (VaR), portfolio analysis

Risk Management Specialist2-5 Years
$108,000

Credit risk, market risk modeling, regulatory reporting (Basel/Dodd-Frank)

Senior Risk Manager5-8 Years
$146,000

Enterprise risk frameworks, capital stress testing, counterparty hedging

Head of Risk Governance8+ Years
$188,000

Board risk committee reporting, institutional risk appetite governance

Skill-Adjacent Career Opportunities

Direct lateral transitions capitalizing on shared occupational competencies and BLS wage differentials.

Financial Managers$166,570
97% Skill Overlap+$49,240 delta
Personal Financial Advisors$105,070
97% Skill Overlap-$12,260 delta
Financial Specialists, All Other$81,100
92% Skill Overlap-$36,230 delta
Management Analysts$101,860
91% Skill Overlap-$15,470 delta

Occupational Labor Economics & Frequently Asked Questions

Risk Management Specialist Salaries & Wage Percentiles Overview

Explore national wage percentiles (10th to 90th), top-paying metropolitan areas, and career ladder progression for Risk Management Specialist. Official 2026 economic data for Risk Management Specialist compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the national median salary for Risk Management Specialist in 2026?

National compensation benchmarks for Risk Management Specialist range across the 10th, 25th, 50th (median), 75th, and 90th percentiles based on BLS OEWS labor market statistics.

Risk Management Specialist: Where the Pay Is Highest

The national median for Risk Management Specialist is $117,330 per year ($56.41/hour). BLS OEWS publishes this occupation in 121 metropolitan areas, where median pay ranges from $62,850 in Monroe, LA to $167,440 in San Francisco-Oakland-Fremont, CA.

Top-paying metropolitan areas for Risk Management Specialist

Metropolitan areaMedian annual wageVs national
San Francisco-Oakland-Fremont, CA$167,440+42.7%
San Jose-Sunnyvale-Santa Clara, CA$166,240+41.7%
New York-Newark-Jersey City, NY-NJ$139,670+19.0%
Seattle-Tacoma-Bellevue, WA$134,330+14.5%
Charlotte-Concord-Gastonia, NC-SC$133,530+13.8%
Boston-Cambridge-Newton, MA-NH$132,580+13.0%
Bridgeport-Stamford-Danbury, CT$132,480+12.9%
Winston-Salem, NC$131,630+12.2%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD$130,880+11.5%
Washington-Arlington-Alexandria, DC-VA-MD-WV$126,510+7.8%
Colorado Springs, CO$126,500+7.8%
Portland-South Portland, ME$126,430+7.8%