SOC 15-1252

Software Engineer Salary in Florence-Muscle Shoals, AL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + AL
COL Index: 92.96 (-7.0% vs US)
Net Compensation Yield 69.4% Realized
$80,714 / net annual direct deposit
Gross Adjusted $116,260 $55.89/hr
Effective Tax Drag 24.57% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$28,570 $1,098.85/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $55.89 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,976/yr)
0% Tax Shield: ~$1,535/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$15,213
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,208
Medicare Hospital Insurance
Statutory 1.45%
-$1,686
Alabama Individual Income Tax
State Marginal Bracket
-$4,464
Net Take-Home Annual Realized
$80,714 ($3,104.40 / check)
Category 2 of 6

Florence-Muscle Shoals, AL Software Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $116,260
MIDDLE 50% (IQR RANGE) 10th $63.4k 25th $78.2k Median: $116,260 50th (Median) $116k 75th $147k 90th $171k You: $116,260
10th (Entry) $63,430 $30.50/hr
25th (Junior) $78,180 $37.59/hr
50th (Median) $116,260 $55.89/hr
75th (Senior) $147,310 $70.82/hr
90th (Lead/Master) $171,300 $82.36/hr
Career Progression & Licensing Milestones for Software Engineer in Florence-Muscle Shoals, AL
1
Junior Software Engineer (L3)CS degree or equivalent bootcamp/portfolio, foundational data structures
$75,666$36.38/hr · 0-2 Years
2
Mid-Level Software Engineer (L4)Independent feature delivery, system design, CI/CD and DB optimization
$109,437$52.61/hr · 2-5 Years
3
Senior Software Engineer (L5)Architectural leadership, cross-team design reviews, mentorship
$147,056$70.70/hr · 5-8 Years
4
Staff / Principal Engineer (L6)Company-wide tech strategy, distributed system fault tolerance, high scale
$194,935$93.72/hr · 8+ Years
Scaled to the Florence-Muscle Shoals, AL medianView National Software Engineer Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Florence-Muscle Shoals, AL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
12% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $834/month Requires minimum annual gross of $33,360
HUD Fair Market Rent (2-Bedroom) $1,085/month Requires minimum annual gross of $43,400
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.56/hr
Per adult, 2 working adults + 1 child: $18.88/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Florence-Muscle Shoals, AL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$116,260-$28,570$80,714$3,104.40
+5h Overtime/Wk45 hrs$138,059-$35,696$94,079$3,618.42
+10h Overtime/Wk50 hrs$159,858-$43,060$107,206$4,123.30
+15h Overtime/Wk55 hrs$181,656-$50,424$120,332$4,628.17
+20h Overtime/Wk60 hrs$203,455-$56,644$134,603$5,177.05
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Software Engineer in Florence-Muscle Shoals, AL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Alabama tax codes.

Market Baseline
$116,260/yr
$55.89/hr · SOC 15-1252
Statutory Tax Drag
24.57% Effective
-$28,570 in Total Taxes
HUD 1BR Shelter Ratio
12% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,892/mo
Post-$834/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1252
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Software Engineer in Florence-Muscle Shoals, AL: Market Snapshot

Software Engineer roles in Florence-Muscle Shoals, AL report a median annual wage of $116,260, 14.5% below the national median of $135,980. The 10th to 90th percentile band runs from $63,430 to $171,300, and HUD’s $834 monthly one-bedroom fair market rent equals 8.6% of that median gross pay. The single-adult living wage benchmark for the area is $20.56 per hour.

Highest-paying metropolitan areas for Software Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$213,110+83.3%
San Francisco-Oakland-Fremont, CA$186,640+60.5%
Seattle-Tacoma-Bellevue, WA$167,280+43.9%
New York-Newark-Jersey City, NY-NJ$166,830+43.5%
Boston-Cambridge-Newton, MA-NH$166,090+42.9%
Boulder, CO$164,560+41.5%
San Diego-Chula Vista-Carlsbad, CA$163,270+40.4%
Bridgeport-Stamford-Danbury, CT$162,650+39.9%
Manchester-Nashua, NH$162,090+39.4%
Los Angeles-Long Beach-Anaheim, CA$160,920+38.4%

Top-paying occupations benchmarked in Florence-Muscle Shoals, AL

OccupationMedian annual wageMedian hourly
Chief Executives$164,770$79.22/hr
Architectural and Engineering Managers$157,570$75.75/hr
Facilities Managers$140,000$67.31/hr
Financial Manager$128,830$61.94/hr
Industrial Production Managers$120,490$57.93/hr
Human Resources Managers$117,960$56.71/hr
Computer and Information Systems Managers$109,970$52.87/hr
Sales Managers$104,010$50.00/hr
Nurse Practitioner$101,040$48.58/hr
Management Analyst$98,270$47.25/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 377 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Software Engineer Salary in Florence-Muscle Shoals, AL (2026) Overview

Software Engineer median pay in Florence-Muscle Shoals, AL is $116,260 a year ($55.89/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Software Engineer in Florence-Muscle Shoals, AL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Software Engineer in Florence-Muscle Shoals, AL?

The median annual wage is $116,260 ($55.89 per hour). The middle 80% of earners make between $63,430 and $171,300. Source: BLS OEWS (May 2025).

What is the take-home pay for a Software Engineer in Florence-Muscle Shoals, AL after taxes?

On the median wage of $116,260, a single filer with no pre-tax deductions takes home about $85,883 a year ($7,157 a month) after $30,377 in federal, FICA, state and local taxes, an effective rate of 26.13%, using 2026 tax rules.