SOC 15-1252

Software Engineer Salary in Hagerstown-Martinsburg, MD-WV (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MD + Municipal
COL Index: 95.97 (-4.0% vs US)
Net Compensation Yield 66.0% Realized
$81,009 / net annual direct deposit
Gross Adjusted $122,830 $59.05/hr
Effective Tax Drag 28.05% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$34,451 $1,325.03/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $59.05 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,370/yr)
0% Tax Shield: ~$1,621/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$16,571
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,615
Medicare Hospital Insurance
Statutory 1.45%
-$1,781
Maryland Individual Income Tax
State Marginal Bracket
-$5,223
Washington County local income tax
2.95%
-$3,260
Net Take-Home Annual Realized
$81,009 ($3,115.75 / check)
Category 2 of 6

Hagerstown-Martinsburg, MD-WV Software Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $122,830
MIDDLE 50% (IQR RANGE) 10th $56.5k 25th $82.2k Median: $122,830 50th (Median) $123k 75th $136k 90th $172k You: $122,830
10th (Entry) $56,530 $27.18/hr
25th (Junior) $82,170 $39.50/hr
50th (Median) $122,830 $59.05/hr
75th (Senior) $135,750 $65.26/hr
90th (Lead/Master) $172,300 $82.84/hr
Career Progression & Licensing Milestones for Software Engineer in Hagerstown-Martinsburg, MD-WV
1
Junior Software Engineer (L3)CS degree or equivalent bootcamp/portfolio, foundational data structures
$79,942$38.43/hr · 0-2 Years
2
Mid-Level Software Engineer (L4)Independent feature delivery, system design, CI/CD and DB optimization
$115,622$55.59/hr · 2-5 Years
3
Senior Software Engineer (L5)Architectural leadership, cross-team design reviews, mentorship
$155,367$74.70/hr · 5-8 Years
4
Staff / Principal Engineer (L6)Company-wide tech strategy, distributed system fault tolerance, high scale
$205,951$99.01/hr · 8+ Years
Scaled to the Hagerstown-Martinsburg, MD-WV medianView National Software Engineer Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Hagerstown-Martinsburg, MD-WV under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
15% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $982/month Requires minimum annual gross of $39,280
HUD Fair Market Rent (2-Bedroom) $1,284/month Requires minimum annual gross of $51,360
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.23/hr
Per adult, 2 working adults + 1 child: $20.00/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Hagerstown-Martinsburg, MD-WV.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$122,830-$34,451$81,009$3,115.75
+5h Overtime/Wk45 hrs$145,861-$43,086$94,023$3,616.26
+10h Overtime/Wk50 hrs$168,891-$51,898$106,860$4,109.99
+15h Overtime/Wk55 hrs$191,922-$60,225$120,182$4,622.38
+20h Overtime/Wk60 hrs$214,953-$67,718$134,337$5,166.81
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Software Engineer in Hagerstown-Martinsburg, MD-WV: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Maryland tax codes.

Market Baseline
$122,830/yr
$59.05/hr · SOC 15-1252
Statutory Tax Drag
28.05% Effective
-$34,451 in Total Taxes
HUD 1BR Shelter Ratio
15% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,769/mo
Post-$982/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1252
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Software Engineer in Hagerstown-Martinsburg, MD-WV: Market Snapshot

Software Engineer roles in Hagerstown-Martinsburg, MD-WV report a median annual wage of $122,830, 9.7% below the national median of $135,980. The 10th to 90th percentile band runs from $56,530 to $172,300, and HUD’s $982 monthly one-bedroom fair market rent equals 9.6% of that median gross pay. The single-adult living wage benchmark for the area is $21.23 per hour.

Highest-paying metropolitan areas for Software Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$213,110+73.5%
San Francisco-Oakland-Fremont, CA$186,640+51.9%
Seattle-Tacoma-Bellevue, WA$167,280+36.2%
New York-Newark-Jersey City, NY-NJ$166,830+35.8%
Boston-Cambridge-Newton, MA-NH$166,090+35.2%
Boulder, CO$164,560+34.0%
San Diego-Chula Vista-Carlsbad, CA$163,270+32.9%
Bridgeport-Stamford-Danbury, CT$162,650+32.4%
Manchester-Nashua, NH$162,090+32.0%
Los Angeles-Long Beach-Anaheim, CA$160,920+31.0%

Top-paying occupations benchmarked in Hagerstown-Martinsburg, MD-WV

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$157,870$75.90/hr
Purchasing Managers$156,730$75.35/hr
Human Resources Managers$149,610$71.93/hr
Solutions Architect$148,700$71.49/hr
Computer and Information Systems Managers$145,790$70.09/hr
Chief Executives$142,390$68.46/hr
Physician Assistant$137,220$65.97/hr
Financial Manager$133,590$64.23/hr
Nurse Practitioner$126,240$60.69/hr
Marketing Managers$123,210$59.24/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 377 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Software Engineer Salary in Hagerstown-Martinsburg, MD-WV (2026) Overview

Software Engineer median pay in Hagerstown-Martinsburg, MD-WV is $122,830 a year ($59.05/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Software Engineer in Hagerstown-Martinsburg, MD-WV compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Software Engineer in Hagerstown-Martinsburg, MD-WV?

The median annual wage is $122,830 ($59.05 per hour). The middle 80% of earners make between $56,530 and $172,300. Source: BLS OEWS (May 2025).

What is the take-home pay for a Software Engineer in Hagerstown-Martinsburg, MD-WV after taxes?

On the median wage of $122,830, a single filer with no pre-tax deductions takes home about $86,151 a year ($7,179 a month) after $36,679 in federal, FICA, state and local taxes, an effective rate of 29.86%, using 2026 tax rules.