SOC 15-1252

Software Engineer Salary in Janesville-Beloit, WI (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + WI
COL Index: 97.33 (-2.7% vs US)
Net Compensation Yield 69.9% Realized
$73,836 / net annual direct deposit
Gross Adjusted $105,670 $50.80/hr
Effective Tax Drag 24.13% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$25,494 $980.54/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $50.80 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,340/yr)
0% Tax Shield: ~$1,395/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$13,023
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,552
Medicare Hospital Insurance
Statutory 1.45%
-$1,532
Wisconsin Individual Income Tax
State Marginal Bracket
-$4,388
Net Take-Home Annual Realized
$73,836 ($2,839.84 / check)
Category 2 of 6

Janesville-Beloit, WI Software Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $105,670
MIDDLE 50% (IQR RANGE) 10th $64.2k 25th $90.0k Median: $105,670 50th (Median) $106k 75th $135k 90th $165k You: $105,670
10th (Entry) $64,150 $30.84/hr
25th (Junior) $89,980 $43.26/hr
50th (Median) $105,670 $50.80/hr
75th (Senior) $135,400 $65.10/hr
90th (Lead/Master) $165,250 $79.45/hr
Career Progression & Licensing Milestones for Software Engineer in Janesville-Beloit, WI
1
Junior Software Engineer (L3)CS degree or equivalent bootcamp/portfolio, foundational data structures
$68,773$33.06/hr · 0-2 Years
2
Mid-Level Software Engineer (L4)Independent feature delivery, system design, CI/CD and DB optimization
$99,469$47.82/hr · 2-5 Years
3
Senior Software Engineer (L5)Architectural leadership, cross-team design reviews, mentorship
$133,661$64.26/hr · 5-8 Years
4
Staff / Principal Engineer (L6)Company-wide tech strategy, distributed system fault tolerance, high scale
$177,179$85.18/hr · 8+ Years
Scaled to the Janesville-Beloit, WI medianView National Software Engineer Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Janesville-Beloit, WI under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
16% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $998/month Requires minimum annual gross of $39,920
HUD Fair Market Rent (2-Bedroom) $1,280/month Requires minimum annual gross of $51,200
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.53/hr
Per adult, 2 working adults + 1 child: $21.90/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Janesville-Beloit, WI.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$105,670-$25,494$73,836$2,839.84
+5h Overtime/Wk45 hrs$125,483-$32,213$85,741$3,297.75
+10h Overtime/Wk50 hrs$145,296-$39,226$97,352$3,744.33
+15h Overtime/Wk55 hrs$165,109-$46,199$109,004$4,192.47
+20h Overtime/Wk60 hrs$184,923-$53,145$120,682$4,641.62
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Software Engineer in Janesville-Beloit, WI: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Wisconsin tax codes.

Market Baseline
$105,670/yr
$50.80/hr · SOC 15-1252
Statutory Tax Drag
24.13% Effective
-$25,494 in Total Taxes
HUD 1BR Shelter Ratio
16% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,155/mo
Post-$998/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1252
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Software Engineer in Janesville-Beloit, WI: Market Snapshot

Software Engineer roles in Janesville-Beloit, WI report a median annual wage of $105,670, 22.3% below the national median of $135,980. The 10th to 90th percentile band runs from $64,150 to $165,250, and HUD’s $998 monthly one-bedroom fair market rent equals 11.3% of that median gross pay. The single-adult living wage benchmark for the area is $21.53 per hour.

Highest-paying metropolitan areas for Software Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$213,110+101.7%
San Francisco-Oakland-Fremont, CA$186,640+76.6%
Seattle-Tacoma-Bellevue, WA$167,280+58.3%
New York-Newark-Jersey City, NY-NJ$166,830+57.9%
Boston-Cambridge-Newton, MA-NH$166,090+57.2%
Boulder, CO$164,560+55.7%
San Diego-Chula Vista-Carlsbad, CA$163,270+54.5%
Bridgeport-Stamford-Danbury, CT$162,650+53.9%
Manchester-Nashua, NH$162,090+53.4%
Los Angeles-Long Beach-Anaheim, CA$160,920+52.3%

Top-paying occupations benchmarked in Janesville-Beloit, WI

OccupationMedian annual wageMedian hourly
Chief Executives$218,840$105.21/hr
Computer and Information Systems Managers$157,340$75.64/hr
Architectural and Engineering Managers$144,070$69.26/hr
Human Resources Managers$139,360$67.00/hr
Financial Manager$138,360$66.52/hr
Physician Assistant$135,830$65.30/hr
Marketing Managers$130,190$62.59/hr
Sales Managers$129,940$62.47/hr
Medical and Health Services Managers$127,450$61.27/hr
Nurse Practitioner$125,300$60.24/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 377 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Software Engineer Salary in Janesville-Beloit, WI (2026) Overview

Software Engineer median pay in Janesville-Beloit, WI is $105,670 a year ($50.80/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Software Engineer in Janesville-Beloit, WI compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Software Engineer in Janesville-Beloit, WI?

The median annual wage is $105,670 ($50.80 per hour). The middle 80% of earners make between $64,150 and $165,250. Source: BLS OEWS (May 2025).

What is the take-home pay for a Software Engineer in Janesville-Beloit, WI after taxes?

On the median wage of $105,670, a single filer with no pre-tax deductions takes home about $78,405 a year ($6,534 a month) after $27,265 in federal, FICA, state and local taxes, an effective rate of 25.8%, using 2026 tax rules.