SOC 15-1252

Software Engineer Salary in Olympia-Lacey-Tumwater, WA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + WA
COL Index: 118.86 (+18.9% vs US)
Net Compensation Yield 72.8% Realized
$90,300 / net annual direct deposit
Gross Adjusted $124,060 $59.64/hr
Effective Tax Drag 21.21% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$26,316 $1,012.16/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $59.64 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,444/yr)
0% Tax Shield: ~$1,638/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$16,826
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,692
Medicare Hospital Insurance
Statutory 1.45%
-$1,799
Washington Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$90,300 ($3,473.08 / check)
Category 2 of 6

Olympia-Lacey-Tumwater, WA Software Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $124,060
MIDDLE 50% (IQR RANGE) 10th $94.7k 25th $106k Median: $124,060 50th (Median) $124k 75th $147k 90th $187k You: $124,060
10th (Entry) $94,720 $45.54/hr
25th (Junior) $105,850 $50.89/hr
50th (Median) $124,060 $59.64/hr
75th (Senior) $146,710 $70.53/hr
90th (Lead/Master) $187,350 $90.07/hr
Career Progression & Licensing Milestones for Software Engineer in Olympia-Lacey-Tumwater, WA
1
Junior Software Engineer (L3)CS degree or equivalent bootcamp/portfolio, foundational data structures
$80,742$38.82/hr · 0-2 Years
2
Mid-Level Software Engineer (L4)Independent feature delivery, system design, CI/CD and DB optimization
$116,780$56.14/hr · 2-5 Years
3
Senior Software Engineer (L5)Architectural leadership, cross-team design reviews, mentorship
$156,922$75.44/hr · 5-8 Years
4
Staff / Principal Engineer (L6)Company-wide tech strategy, distributed system fault tolerance, high scale
$208,014$100.01/hr · 8+ Years
Scaled to the Olympia-Lacey-Tumwater, WA medianView National Software Engineer Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Olympia-Lacey-Tumwater, WA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
22% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,656/month Requires minimum annual gross of $66,240
HUD Fair Market Rent (2-Bedroom) $1,946/month Requires minimum annual gross of $77,840
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $26.29/hr
Per adult, 2 working adults + 1 child: $24.41/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Olympia-Lacey-Tumwater, WA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$124,060-$26,316$90,300$3,473.08
+5h Overtime/Wk45 hrs$147,321-$33,240$105,242$4,047.78
+10h Overtime/Wk50 hrs$170,583-$40,267$120,081$4,618.48
+15h Overtime/Wk55 hrs$193,844-$46,715$135,498$5,211.47
+20h Overtime/Wk60 hrs$217,105-$52,454$151,625$5,831.72
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Software Engineer in Olympia-Lacey-Tumwater, WA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Washington tax codes.

Market Baseline
$124,060/yr
$59.64/hr · SOC 15-1252
Statutory Tax Drag
21.21% Effective
-$26,316 in Total Taxes
HUD 1BR Shelter Ratio
22% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,869/mo
Post-$1,656/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1252
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Software Engineer in Olympia-Lacey-Tumwater, WA: Market Snapshot

Software Engineer roles in Olympia-Lacey-Tumwater, WA report a median annual wage of $124,060, 8.8% below the national median of $135,980. The 10th to 90th percentile band runs from $94,720 to $187,350, and HUD’s $1,656 monthly one-bedroom fair market rent equals 16.0% of that median gross pay. The single-adult living wage benchmark for the area is $26.29 per hour.

Highest-paying metropolitan areas for Software Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$213,110+71.8%
San Francisco-Oakland-Fremont, CA$186,640+50.4%
Seattle-Tacoma-Bellevue, WA$167,280+34.8%
New York-Newark-Jersey City, NY-NJ$166,830+34.5%
Boston-Cambridge-Newton, MA-NH$166,090+33.9%
Boulder, CO$164,560+32.6%
San Diego-Chula Vista-Carlsbad, CA$163,270+31.6%
Bridgeport-Stamford-Danbury, CT$162,650+31.1%
Manchester-Nashua, NH$162,090+30.7%
Los Angeles-Long Beach-Anaheim, CA$160,920+29.7%

Top-paying occupations benchmarked in Olympia-Lacey-Tumwater, WA

OccupationMedian annual wageMedian hourly
Chief Executives$204,190$98.17/hr
Sales Managers$172,550$82.96/hr
Education Administrators, Kindergarten through Secondary$166,910$80.25/hr
Marketing Managers$166,790$80.19/hr
Architectural and Engineering Managers$164,550$79.11/hr
Physician Assistant$153,940$74.01/hr
Public Relations Managers$148,090$71.20/hr
Nurse Practitioner$145,950$70.17/hr
Natural Sciences Managers$145,560$69.98/hr
Construction Managers$142,500$68.51/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 377 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Software Engineer Salary in Olympia-Lacey-Tumwater, WA (2026) Overview

Software Engineer median pay in Olympia-Lacey-Tumwater, WA is $124,060 a year ($59.64/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Software Engineer in Olympia-Lacey-Tumwater, WA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Software Engineer in Olympia-Lacey-Tumwater, WA?

The median annual wage is $124,060 ($59.64 per hour). The middle 80% of earners make between $94,720 and $187,350. Source: BLS OEWS (May 2025).

What is the take-home pay for a Software Engineer in Olympia-Lacey-Tumwater, WA after taxes?

On the median wage of $124,060, a single filer with no pre-tax deductions takes home about $96,061 a year ($8,005 a month) after $27,999 in federal, FICA, state and local taxes, an effective rate of 22.57%, using 2026 tax rules.