SOC 15-1252

Software Engineer Salary in Utica-Rome, NY (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NY
COL Index: 108.85 (+8.8% vs US)
Net Compensation Yield 68.8% Realized
$78,045 / net annual direct deposit
Gross Adjusted $113,390 $54.51/hr
Effective Tax Drag 25.17% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$28,542 $1,097.76/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $54.51 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,803/yr)
0% Tax Shield: ~$1,497/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$14,619
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,030
Medicare Hospital Insurance
Statutory 1.45%
-$1,644
New York Individual Income Tax
State Marginal Bracket
-$5,248
Net Take-Home Annual Realized
$78,045 ($3,001.73 / check)
Category 2 of 6

Utica-Rome, NY Software Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $113,390
MIDDLE 50% (IQR RANGE) 10th $77.4k 25th $96.7k Median: $113,390 50th (Median) $113k 75th $161k 90th $173k You: $113,390
10th (Entry) $77,380 $37.20/hr
25th (Junior) $96,720 $46.50/hr
50th (Median) $113,390 $54.51/hr
75th (Senior) $161,270 $77.53/hr
90th (Lead/Master) $172,590 $82.98/hr
Career Progression & Licensing Milestones for Software Engineer in Utica-Rome, NY
1
Junior Software Engineer (L3)CS degree or equivalent bootcamp/portfolio, foundational data structures
$73,798$35.48/hr · 0-2 Years
2
Mid-Level Software Engineer (L4)Independent feature delivery, system design, CI/CD and DB optimization
$106,736$51.32/hr · 2-5 Years
3
Senior Software Engineer (L5)Architectural leadership, cross-team design reviews, mentorship
$143,426$68.95/hr · 5-8 Years
4
Staff / Principal Engineer (L6)Company-wide tech strategy, distributed system fault tolerance, high scale
$190,123$91.41/hr · 8+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Utica-Rome, NY under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
15% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $946/month Requires minimum annual gross of $37,840
HUD Fair Market Rent (2-Bedroom) $1,210/month Requires minimum annual gross of $48,400
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.07/hr
Per adult, 2 working adults + 1 child: $23.24/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Utica-Rome, NY.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$113,390-$28,542$78,045$3,001.73
+5h Overtime/Wk45 hrs$134,651-$36,054$90,517$3,481.43
+10h Overtime/Wk50 hrs$155,911-$43,884$102,673$3,948.96
+15h Overtime/Wk55 hrs$177,172-$51,612$114,930$4,420.38
+20h Overtime/Wk60 hrs$198,433-$58,350$128,177$4,929.88
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Software Engineer in Utica-Rome, NY: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and New York tax codes.

Market Baseline
$113,390/yr
$54.51/hr · SOC 15-1252
Statutory Tax Drag
25.17% Effective
-$28,542 in Total Taxes
HUD 1BR Shelter Ratio
15% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,558/mo
Post-$946/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1252
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Software Engineer in Utica-Rome, NY: Market Snapshot

Software Engineer roles in Utica-Rome, NY report a median annual wage of $113,390, 16.6% below the national median of $135,980. The 10th to 90th percentile band runs from $77,380 to $172,590, and HUD’s $946 monthly one-bedroom fair market rent equals 10.0% of that median gross pay. The single-adult living wage benchmark for the area is $24.07 per hour.

Highest-paying metropolitan areas for Software Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$213,110+87.9%
San Francisco-Oakland-Fremont, CA$186,640+64.6%
Seattle-Tacoma-Bellevue, WA$167,280+47.5%
New York-Newark-Jersey City, NY-NJ$166,830+47.1%
Boston-Cambridge-Newton, MA-NH$166,090+46.5%
Boulder, CO$164,560+45.1%
San Diego-Chula Vista-Carlsbad, CA$163,270+44.0%
Bridgeport-Stamford-Danbury, CT$162,650+43.4%
Manchester-Nashua, NH$162,090+42.9%
Los Angeles-Long Beach-Anaheim, CA$160,920+41.9%

Top-paying occupations benchmarked in Utica-Rome, NY

OccupationMedian annual wageMedian hourly
Chief Executives$197,880$95.13/hr
Architectural and Engineering Managers$160,680$77.25/hr
Computer and Information Systems Managers$160,000$76.92/hr
Sales Managers$159,610$76.74/hr
Financial Manager$144,760$69.60/hr
Marketing Managers$143,660$69.07/hr
Physician Assistant$140,300$67.45/hr
Nurse Practitioner$135,790$65.28/hr
Natural Sciences Managers$135,600$65.19/hr
Human Resources Managers$134,300$64.57/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 377 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Software Engineer Salary in Utica-Rome, NY (2026) Overview

Software Engineer median pay in Utica-Rome, NY is $113,390 a year ($54.51/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Software Engineer in Utica-Rome, NY compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Software Engineer in Utica-Rome, NY?

The median annual wage is $113,390 ($54.51 per hour). The middle 80% of earners make between $77,380 and $172,590. Source: BLS OEWS (May 2025).

What is the take-home pay for a Software Engineer in Utica-Rome, NY after taxes?

On the median wage of $113,390, a single filer with no pre-tax deductions takes home about $82,885 a year ($6,907 a month) after $30,505 in federal, FICA, state and local taxes, an effective rate of 26.9%, using 2026 tax rules.