SOC 51-4121

Welder Salary in Waterloo-Cedar Falls, IA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IA
COL Index: 90.14 (-9.9% vs US)
Net Compensation Yield 77.0% Realized
$39,353 / net annual direct deposit
Gross Adjusted $51,080 $24.56/hr
Effective Tax Drag 16.96% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$8,662 $333.16/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $24.56 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,065/yr)
0% Tax Shield: ~$368/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,582
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,167
Medicare Hospital Insurance
Statutory 1.45%
-$741
Iowa Individual Income Tax
State Marginal Bracket
-$1,173
Net Take-Home Annual Realized
$39,353 ($1,513.58 / check)
Category 2 of 6

Waterloo-Cedar Falls, IA Welder Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $51,080
MIDDLE 50% (IQR RANGE) 10th $46.3k 25th $47.4k Median: $51,080 50th (Median) $51.1k 75th $59.1k 90th $64.0k You: $51,080
10th (Entry) $46,300 $22.26/hr
25th (Junior) $47,430 $22.80/hr
50th (Median) $51,080 $24.56/hr
75th (Senior) $59,060 $28.39/hr
90th (Lead/Master) $63,950 $30.75/hr
Career Progression & Licensing Milestones for Welder in Waterloo-Cedar Falls, IA
1
Welder ApprenticeHigh school diploma or equivalent (most common O*NET requirement); entry into the field
$37,253$17.91/hr · 0-2 Years
2
Certified WelderDemonstrated results in role; works independently on core responsibilities; AWS welding certification
$44,475$21.38/hr · 2-5 Years
3
Journeyman Welder (Structural / Pipe)Full professional competence; leads projects or a small team; AWS welding certification
$51,128$24.58/hr · 5-8 Years
4
Welding SupervisorOwns budget, hiring and outcomes for a department or large program
$59,871$28.78/hr · 8-12 Years
5
Welding Inspector (CWI) / Shop OwnerExecutive or principal scope; sets strategy across the organization or profession
$73,650$35.41/hr · 12+ Years
Scaled to the Waterloo-Cedar Falls, IA medianView National Welder Salary Data
Adjacent Career Pivots & National Pay Differences
Engine and Other Machine Assemblers-$40/yr
National median: $53,710
Skill overlap: 91%
Welding, Soldering, and Brazing Machine Setters, Operators, and Tenders-$5,830/yr
National median: $47,920
Skill overlap: 89%
Structural Metal Fabricators and Fitters-$2,420/yr
National median: $51,330
Skill overlap: 89%
Aircraft Structure, Surfaces, Rigging, and Systems Assemblers+$11,630/yr
National median: $65,380
Skill overlap: 78%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Waterloo-Cedar Falls, IA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
26% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $838/month Requires minimum annual gross of $33,520
HUD Fair Market Rent (2-Bedroom) $1,096/month Requires minimum annual gross of $43,840
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $19.94/hr
Per adult, 2 working adults + 1 child: $18.73/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Waterloo-Cedar Falls, IA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$51,080-$8,662$39,353$1,513.58
+5h Overtime/Wk45 hrs$60,658-$10,817$46,201$1,776.95
+10h Overtime/Wk50 hrs$70,235-$12,972$53,048$2,040.32
+15h Overtime/Wk55 hrs$79,813-$15,980$59,044$2,270.91
+20h Overtime/Wk60 hrs$89,390-$19,035$64,991$2,499.66
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Welder in Waterloo-Cedar Falls, IA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Iowa tax codes.

Market Baseline
$51,080/yr
$24.56/hr · SOC 51-4121
Statutory Tax Drag
16.96% Effective
-$8,662 in Total Taxes
HUD 1BR Shelter Ratio
26% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,441/mo
Post-$838/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 51-4121
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Welder in Waterloo-Cedar Falls, IA: Market Snapshot

Welder roles in Waterloo-Cedar Falls, IA report a median annual wage of $51,080, 5.0% below the national median of $53,750. The 10th to 90th percentile band runs from $46,300 to $63,950, and HUD’s $838 monthly one-bedroom fair market rent equals 19.7% of that median gross pay. The single-adult living wage benchmark for the area is $19.94 per hour.

Highest-paying metropolitan areas for Welder

Metropolitan areaMedian annual wageVs this market
Lima, OH$85,790+68.0%
Urban Honolulu, HI$81,120+58.8%
Fairbanks-College, AK$80,210+57.0%
Baton Rouge, LA$78,170+53.0%
Hartford-West Hartford-East Hartford, CT$75,040+46.9%
Anchorage, AK$74,000+44.9%
Lake Charles, LA$72,920+42.8%
Bremerton-Silverdale-Port Orchard, WA$71,720+40.4%
Kahului-Wailuku, HI$67,280+31.7%
Portland-South Portland, ME$66,420+30.0%

Top-paying occupations benchmarked in Waterloo-Cedar Falls, IA

OccupationMedian annual wageMedian hourly
Chief Executives$199,010$95.68/hr
Architectural and Engineering Managers$140,340$67.47/hr
Physician Assistant$132,880$63.88/hr
Computer and Information Systems Managers$132,210$63.56/hr
Nurse Practitioner$126,330$60.74/hr
Human Resources Managers$125,970$60.56/hr
Financial Manager$125,690$60.43/hr
Sales Managers$125,050$60.12/hr
Marketing Managers$114,940$55.26/hr
Software Engineer$113,970$54.79/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 382 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Welder Salary in Waterloo-Cedar Falls, IA (2026) Overview

Welder median pay in Waterloo-Cedar Falls, IA is $51,080 a year ($24.56/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living wage.

Quick answers
What is the median salary for a Welder in Waterloo-Cedar Falls, IA?

The median annual wage is $51,080 ($24.56 per hour). The middle 80% of earners make between $46,300 and $63,950. Source: BLS OEWS (May 2025).

What is the take-home pay for a Welder in Waterloo-Cedar Falls, IA after taxes?

On the median wage of $51,080, a single filer with no pre-tax deductions takes home about $41,934 a year ($3,494 a month) after $9,146 in federal, FICA, state and local taxes, an effective rate of 17.91%, using 2026 tax rules.