Chicago-Naperville-Elgin, IL-IN vs. Des Moines-West Des Moines, IA
Empirical side-by-side analysis of regional cost of living, HUD fair market rents, statutory tax burdens, and occupational compensation spread.
Featured Metro Comparisons
BLS median wage across all occupations, HUD one-bedroom Fair Market Rent, and state and local income tax on a $75,000 salary for a single filer, first metro over second.
| Comparison | Median Wage | 1BR Rent / mo | Tax on $75k | Median Buys More In |
|---|
Featured Occupation Comparisons
National BLS OEWS median wage and employment, first occupation over second.
| Comparison | National Median | BLS Jobs | Higher Median |
|---|
How the comparisons are calculated
Metro comparisons use each area's BLS OEWS May 2025 median wage across all occupations, HUD's FY2027 one-bedroom Fair Market Rent, and the state and local income tax a single filer owes on $75,000 under 2026 rules. "Median buys more in" divides each median by the area's living-cost index from the EPI Family Budget Calculator; it reads "Not published" where BLS or EPI publishes no figure for the area.
Occupation comparisons use national BLS OEWS medians and job counts. Each comparison page goes further: the occupations both metros publish wages for, or each occupation's 10th to 90th percentile pay and the metros where both are published. Pick any two metros or occupations above to build your own comparison.
Chicago-Naperville-Elgin, IL-IN
Des Moines-West Des Moines, IA
Executive Takeaway & Purchasing Power Verdict
The BLS median wage across all occupations is $54,720 in Chicago-Naperville-Elgin, IL-IN and $51,820 in Des Moines-West Des Moines, IA, 5.3% lower in Des Moines. HUD's one-bedroom Fair Market Rent is $1,780 a month in Chicago and $1,145 in Des Moines (35.7% lower in Des Moines). On a $75,000 salary a single filer pays $2,198 in state and local income tax in Des Moines versus $3,568 in Chicago, $1,370 less a year in Des Moines. EPI family budgets put overall living costs 17.4% lower in Des Moines, so $75,000 in Chicago goes about as far as $61,940 in Des Moines. Adjusted for living costs, the median wage buys about 14.7% more in Des Moines-West Des Moines, IA than in Chicago-Naperville-Elgin, IL-IN.
Chicago-Naperville-Elgin, IL-IN vs Des Moines-West Des Moines, IA: Shared Occupation Wages
Comparing empirical BLS median wages across common professions in both labor markets.
| Category / Role | Chicago-Naperville-Elgin, IL-IN Median | Des Moines-West Des Moines, IA Median | Advantage Delta | Action |
|---|---|---|---|---|
| Chief ExecutivesSOC 11-1011 | $344,960 | $290,870 | -15.7% | Dossier |
| Computer and Information Systems ManagersSOC 11-3021 | $173,760 | $164,840 | -5.1% | Dossier |
| Financial ManagerSOC 11-3031 | $168,810 | $154,140 | -8.7% | Dossier |
| Architectural and Engineering ManagersSOC 11-9041 | $163,430 | $148,330 | -9.2% | Dossier |
| Compensation and Benefits ManagersSOC 11-3111 | $155,340 | $150,850 | -2.9% | Dossier |
| Marketing ManagersSOC 11-2021 | $165,340 | $135,140 | -18.3% | Dossier |
| Sales ManagersSOC 11-2022 | $158,690 | $136,570 | -13.9% | Dossier |
| Human Resources ManagersSOC 11-3121 | $156,770 | $138,140 | -11.9% | Dossier |
| Natural Sciences ManagersSOC 11-9121 | $167,040 | $118,740 | -28.9% | Dossier |
| Advertising and Promotions ManagersSOC 11-2011 | $166,390 | $115,900 | -30.3% | Dossier |
| Purchasing ManagersSOC 11-3061 | $155,080 | $122,910 | -20.7% | Dossier |
| Data EngineerSOC 15-1243 | $147,490 | $120,030 | -18.6% | Dossier |
Head-to-Head Comparison Frequently Asked Questions
Is it cheaper to live in Chicago-Naperville-Elgin, IL-IN or Des Moines-West Des Moines, IA?
Des Moines-West Des Moines, IA is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 103.9 versus 125.8 in Chicago-Naperville-Elgin, IL-IN. HUD's one-bedroom Fair Market Rent is $1,780 a month in Chicago-Naperville-Elgin, IL-IN and $1,145 in Des Moines-West Des Moines, IA.
How much do I need to earn in Des Moines-West Des Moines, IA to match $75,000 in Chicago-Naperville-Elgin, IL-IN?
About $61,940. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (125.8 in Chicago-Naperville-Elgin, IL-IN, 103.9 in Des Moines-West Des Moines, IA); it does not account for differences in taxes.
Do jobs pay more in Chicago-Naperville-Elgin, IL-IN or Des Moines-West Des Moines, IA?
The BLS median wage across all occupations is $54,720 in Chicago-Naperville-Elgin, IL-IN and $51,820 in Des Moines-West Des Moines, IA. Pay for a specific occupation can differ; the table on this page compares BLS medians for occupations published in both metros.
How do income taxes compare between Chicago-Naperville-Elgin, IL-IN and Des Moines-West Des Moines, IA?
Chicago-Naperville-Elgin, IL-IN has a top state rate of 4.95%; a single filer earning $75,000 pays $3,568 in state and local income tax there. Des Moines-West Des Moines, IA has a top state rate of 3.8%; a single filer earning $75,000 pays $2,198 in state and local income tax there. Federal income tax and FICA are the same in both.
Where does the median wage go further?
Dividing each metro's BLS median wage by its cost-of-living index, the median wage buys about 14.7% more in Des Moines-West Des Moines, IA than in Chicago-Naperville-Elgin, IL-IN.
Chicago-Naperville-Elgin, IL-IN vs. Des Moines-West Des Moines, IA: Reverse Comparison & Regional Hubs
Side-by-side wage, living expense, & tax arbitrage comparison for Chicago-Naperville-Elgin, IL-IN vs. Des Moines-West Des Moines, IA. Empirical BLS earnings. Official 2026 economic data for Chicago-Naperville-Elgin, IL-IN vs. Des Moines-West Des Moines, IA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.
Quick answers
Des Moines-West Des Moines, IA is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 103.9 versus 125.8 in Chicago-Naperville-Elgin, IL-IN. HUD's one-bedroom Fair Market Rent is $1,780 a month in Chicago-Naperville-Elgin, IL-IN and $1,145 in Des Moines-West Des Moines, IA.
About $61,940. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (125.8 in Chicago-Naperville-Elgin, IL-IN, 103.9 in Des Moines-West Des Moines, IA); it does not account for differences in taxes.