Interstate Relocation: Arizona → Texas

Moving from Arizona to Texas: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Arizona to Texas.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -2.1 pts TX vs AZ, $100k single
Annual Tax Savings +$2,098 Federal + FICA + state, $100k
1BR Rent Change -12.6% Avg 1BR $1,035 vs $1,184/mo
Net Annual Difference +$3,893 Tax savings + 1BR rent savings

What changes when you move from Arizona to Texas

Arizona has a flat 2.5% income tax and Texas has no state income tax on wages. On a $100,000 salary a single filer pays $2,098 in state income tax in Arizona and $0 in state income tax in Texas. With federal income tax and FICA unchanged, total tax falls by $2,098 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,184 a month across Arizona's metro areas and $1,035 across Texas's (-12.6%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $50,374 in Arizona and $49,204 in Texas. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Arizona

Arizona Paycheck & Living Costs

Destination State: Texas

Texas Paycheck & Living Costs

Metropolitan Corridors Between Arizona & Texas

Phoenix-Mesa-Chandler, AZ → Houston-Pasadena-The Woodlands, TX On $100k: $2,098 less tax and $2,784 less 1BR rent a year
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Phoenix-Mesa-Chandler, AZ → Dallas-Fort Worth-Arlington, TX On $100k: $2,098 less tax and $516 more 1BR rent a year
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Tucson, AZ → Houston-Pasadena-The Woodlands, TX On $100k: $2,098 less tax and $2,028 more 1BR rent a year
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Tucson, AZ → Dallas-Fort Worth-Arlington, TX On $100k: $2,098 less tax and $5,328 more 1BR rent a year
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Moving from Arizona to Texas: Cost & Tax Comparison Overview

Moving from Arizona to Texas on a $100,000 salary: pay $2,098 less in total taxes per year; average one-bedroom rent is $1,035 vs $1,184 a month (HUD FMR).

Quick answers
How much money will I save moving from Arizona to Texas?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $2,098 lower in Texas than in Arizona (2.1 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Texas's metros is $1,035 a month, versus $1,184 in Arizona (-12.6%). Taxes and one-bedroom rent combined change by +$3,893 a year.

What are the key tax differences between Arizona and Texas?

Arizona: Flat Tax, top rate 2.5%. Texas: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.