Interstate Relocation: Texas → Arizona

Moving from Texas to Arizona: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Texas to Arizona.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +2.1 pts AZ vs TX, $100k single
Annual Tax Savings -$2,098 Federal + FICA + state, $100k
1BR Rent Change +14.5% Avg 1BR $1,184 vs $1,035/mo
Net Annual Difference -$3,893 Tax savings + 1BR rent savings

What changes when you move from Texas to Arizona

Texas has no state income tax on wages and Arizona has a flat 2.5% income tax. On a $100,000 salary a single filer pays $0 in state income tax in Texas and $2,098 in state income tax in Arizona. With federal income tax and FICA unchanged, total tax rises by $2,098 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,035 a month across Texas's metro areas and $1,184 across Arizona's (+14.5%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,204 in Texas and $50,374 in Arizona. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Texas

Texas Paycheck & Living Costs

Destination State: Arizona

Arizona Paycheck & Living Costs

Metropolitan Corridors Between Texas & Arizona

Houston-Pasadena-The Woodlands, TX → Phoenix-Mesa-Chandler, AZ On $100k: $2,098 more tax and $2,784 more 1BR rent a year
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Houston-Pasadena-The Woodlands, TX → Tucson, AZ On $100k: $2,098 more tax and $2,028 less 1BR rent a year
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Dallas-Fort Worth-Arlington, TX → Phoenix-Mesa-Chandler, AZ On $100k: $2,098 more tax and $516 less 1BR rent a year
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Dallas-Fort Worth-Arlington, TX → Tucson, AZ On $100k: $2,098 more tax and $5,328 less 1BR rent a year
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Moving from Texas to Arizona: Cost & Tax Comparison Overview

Moving from Texas to Arizona on a $100,000 salary: pay $2,098 more in total taxes per year; average one-bedroom rent is $1,184 vs $1,035 a month (HUD FMR).

Quick answers
How much money will I save moving from Texas to Arizona?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $2,098 higher in Arizona than in Texas (2.1 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Arizona's metros is $1,184 a month, versus $1,035 in Texas (+14.5%). Taxes and one-bedroom rent combined change by -$3,893 a year.

What are the key tax differences between Texas and Arizona?

Texas: No State Income Tax, top rate 0%. Arizona: Flat Tax, top rate 2.5%. Federal income tax and FICA are the same in both states.