Interstate Relocation: California → Texas

Moving from California to Texas: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from California to Texas.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -6.2 pts TX vs CA, $100k single
Annual Tax Savings +$6,211 Federal + FICA + state, $100k
1BR Rent Change -45.5% Avg 1BR $1,035 vs $1,899/mo
Net Annual Difference +$16,588 Tax savings + 1BR rent savings

What changes when you move from California to Texas

California has graduated income tax rates up to 13.3% and Texas has no state income tax on wages. On a $100,000 salary a single filer pays $4,911 in state income tax in California and $0 in state income tax in Texas. With federal income tax and FICA unchanged, total tax falls by $6,211 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,899 a month across California's metro areas and $1,035 across Texas's (-45.5%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $58,891 in California and $49,204 in Texas. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: California

California Paycheck & Living Costs

Destination State: Texas

Texas Paycheck & Living Costs

Metropolitan Corridors Between California & Texas

Moving from California to Texas: Cost & Tax Comparison Overview

Moving from California to Texas on a $100,000 salary: pay $6,211 less in total taxes per year; average one-bedroom rent is $1,035 vs $1,899 a month (HUD FMR).

Quick answers
How much money will I save moving from California to Texas?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $6,211 lower in Texas than in California (6.2 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Texas's metros is $1,035 a month, versus $1,899 in California (-45.5%). Taxes and one-bedroom rent combined change by +$16,588 a year.

What are the key tax differences between California and Texas?

California: Graduated Brackets, top rate 13.3%. Texas: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.