Interstate Relocation: Hawaii → Illinois

Moving from Hawaii to Illinois: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Hawaii to Illinois.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -1.0 pts IL vs HI, $100k single
Annual Tax Savings +$991 Federal + FICA + state, $100k
1BR Rent Change -45.1% Avg 1BR $1,053 vs $1,920/mo
Net Annual Difference +$11,390 Tax savings + 1BR rent savings

What changes when you move from Hawaii to Illinois

Hawaii has graduated income tax rates up to 11% and Illinois has a flat 4.95% income tax. On a $100,000 salary a single filer pays $5,796 in state income tax in Hawaii and $4,805 in state income tax in Illinois. With federal income tax and FICA unchanged, total tax falls by $991 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,920 a month across Hawaii's metro areas and $1,053 across Illinois's (-45.1%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $57,280 in Hawaii and $54,104 in Illinois. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Hawaii

Hawaii Paycheck & Living Costs

Destination State: Illinois

Illinois Paycheck & Living Costs

Metropolitan Corridors Between Hawaii & Illinois

Urban Honolulu, HI → Chicago-Naperville-Elgin, IL-IN On $100k: $991 less tax and $2,052 less 1BR rent a year
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Urban Honolulu, HI → Peoria, IL On $100k: $991 less tax and $11,880 less 1BR rent a year
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Kahului-Wailuku, HI → Chicago-Naperville-Elgin, IL-IN On $100k: $991 less tax and $3,000 less 1BR rent a year
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Kahului-Wailuku, HI → Peoria, IL On $100k: $991 less tax and $12,828 less 1BR rent a year
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Moving from Hawaii to Illinois: Cost & Tax Comparison Overview

Moving from Hawaii to Illinois on a $100,000 salary: pay $991 less in total taxes per year; average one-bedroom rent is $1,053 vs $1,920 a month (HUD FMR).

Quick answers
How much money will I save moving from Hawaii to Illinois?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $991 lower in Illinois than in Hawaii (1.0 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Illinois's metros is $1,053 a month, versus $1,920 in Hawaii (-45.1%). Taxes and one-bedroom rent combined change by +$11,390 a year.

What are the key tax differences between Hawaii and Illinois?

Hawaii: Graduated Brackets, top rate 11%. Illinois: Flat Tax, top rate 4.95%. Federal income tax and FICA are the same in both states.