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Interstate Relocation: Hawaii → Texas

Moving from Hawaii to Texas: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Hawaii to Texas.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -5.8 pts TX vs HI, $100k single
Annual Tax Savings +$5,796 Federal + FICA + state, $100k
1BR Rent Change -46.1% Avg 1BR $1,035 vs $1,920/mo
Net Annual Difference +$16,417 Tax savings + 1BR rent savings

What changes when you move from Hawaii to Texas

Hawaii has graduated income tax rates up to 11% and Texas has no state income tax on wages. On a $100,000 salary a single filer pays $5,796 in state income tax in Hawaii and $0 in state income tax in Texas. With federal income tax and FICA unchanged, total tax falls by $5,796 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,920 a month across Hawaii's metro areas and $1,035 across Texas's (-46.1%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $57,280 in Hawaii and $49,204 in Texas. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Hawaii

Hawaii Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Texas

Texas Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Texas to HawaiiNational Relocation Hub

Metropolitan Corridors Between Hawaii & Texas

Urban Honolulu, HI → Houston-Pasadena-The Woodlands, TX On $100k: $5,796 less tax and $8,280 less 1BR rent a year
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Urban Honolulu, HI → Dallas-Fort Worth-Arlington, TX On $100k: $5,796 less tax and $4,980 less 1BR rent a year
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Kahului-Wailuku, HI → Houston-Pasadena-The Woodlands, TX On $100k: $5,796 less tax and $9,228 less 1BR rent a year
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Kahului-Wailuku, HI → Dallas-Fort Worth-Arlington, TX On $100k: $5,796 less tax and $5,928 less 1BR rent a year
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Moving from Hawaii to Texas: Cost & Tax Comparison Overview

Moving from Hawaii to Texas on a $100,000 salary: pay $5,796 less in total taxes per year; average one-bedroom rent is $1,035 vs $1,920 a month (HUD FMR).

Quick answers
How much money will I save moving from Hawaii to Texas?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $5,796 lower in Texas than in Hawaii (5.8 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Texas's metros is $1,035 a month, versus $1,920 in Hawaii (-46.1%). Taxes and one-bedroom rent combined change by +$16,417 a year.

What are the key tax differences between Hawaii and Texas?

Hawaii: Graduated Brackets, top rate 11%. Texas: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.