Interstate Relocation: Illinois → Mississippi

Moving from Illinois to Mississippi: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Illinois to Mississippi.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -1.5 pts MS vs IL, $100k single
Annual Tax Savings +$1,537 Federal + FICA + state, $100k
1BR Rent Change -13.0% Avg 1BR $917 vs $1,053/mo
Net Annual Difference +$3,174 Tax savings + 1BR rent savings

What changes when you move from Illinois to Mississippi

Illinois has a flat 4.95% income tax and Mississippi has a flat 4% income tax. On a $100,000 salary a single filer pays $4,805 in state income tax in Illinois and $3,268 in state income tax in Mississippi. With federal income tax and FICA unchanged, total tax falls by $1,537 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,053 a month across Illinois's metro areas and $917 across Mississippi's (-13.0%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $54,104 in Illinois and $42,404 in Mississippi. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Illinois

Illinois Paycheck & Living Costs

Destination State: Mississippi

Mississippi Paycheck & Living Costs

Metropolitan Corridors Between Illinois & Mississippi

Chicago-Naperville-Elgin, IL-IN → Jackson, MS On $100k: $1,537 less tax and $8,100 less 1BR rent a year
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Chicago-Naperville-Elgin, IL-IN → Gulfport-Biloxi, MS On $100k: $1,537 less tax and $9,576 less 1BR rent a year
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Peoria, IL → Jackson, MS On $100k: $1,537 less tax and $1,728 more 1BR rent a year
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Peoria, IL → Gulfport-Biloxi, MS On $100k: $1,537 less tax and $252 more 1BR rent a year
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Moving from Illinois to Mississippi: Cost & Tax Comparison Overview

Moving from Illinois to Mississippi on a $100,000 salary: pay $1,537 less in total taxes per year; average one-bedroom rent is $917 vs $1,053 a month (HUD FMR).

Quick answers
How much money will I save moving from Illinois to Mississippi?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $1,537 lower in Mississippi than in Illinois (1.5 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Mississippi's metros is $917 a month, versus $1,053 in Illinois (-13.0%). Taxes and one-bedroom rent combined change by +$3,174 a year.

What are the key tax differences between Illinois and Mississippi?

Illinois: Flat Tax, top rate 4.95%. Mississippi: Flat Tax, top rate 4%. Federal income tax and FICA are the same in both states.