2026 Relocation & Cost Arbitrage Engine

Relocation: Peoria, IL to Gulfport-Biloxi, MS

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Peoria, IL to Gulfport-Biloxi, MS.

Popular Corridors:
Equivalent Salary
$96,500
To maintain parity
Cost of Living Delta
-3.5%
Overall expenditure basket
Annual Tax Delta
+$1,537
State + local taxes
Annual 1BR Rent Delta
+$252
HUD Fair Market Rents
Net Annual Buffer
+$1,285/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Peoria, IL

COL 99.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,805
Local / City Tax $0
Net Annual Take-Home $74,375
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $62,843
Target Market
Destination Location

Gulfport-Biloxi, MS

COL 96.0
Gross Parity Income $96,500
Federal Income Tax -$12,400
FICA (SS & Medicare) -$7,382
State Income Tax -$3,128
Local / City Tax $0
Net Annual Take-Home $73,590
HUD 1BR Fair Market Rent -$11,784
Discretionary Cash Flow $61,806

EPI family budgets put living costs 3.5% lower in Gulfport-Biloxi, MS than in Peoria, IL, so $100,000 in Peoria goes about as far as $96,500 in Gulfport. HUD's one-bedroom Fair Market Rent is $961 a month in Peoria and $982 in Gulfport, $252 a year more. On the same $100,000 salary a single filer pays $1,537 less a year in federal, state and local income tax and FICA in Gulfport. Taxes and one-bedroom rent together leave you about $1,285 a year better off. The BLS median wage across all occupations is $49,590 in Peoria and $43,470 in Gulfport.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Peoria (Monthly) Gulfport-Biloxi (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$961$982+$21+2.2%
Food & Groceries$353$343-$10-2.8%
Transportation$1,052$1,023-$29-2.8%
Healthcare$590$518-$72-12.2%
Other Necessities$332$344+$12+3.6%
Total Taxes (Federal, State, Local, FICA)$2,135$2,007-$128-6.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$21/mo (2.2%)
Peoria: $961/mo Gulfport-Biloxi: $982/mo
2-Bedroom Fair Market Rent -$27/mo (-2.2%)
Peoria: $1,212/mo Gulfport-Biloxi: $1,185/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$0.78/hr (-3.5%)
Peoria: $22.02/hr Gulfport-Biloxi: $21.24/hr
2 Adults + 1 Child (per earner) -$2.62/hr (-12.0%)
Peoria: $21.91/hr Gulfport-Biloxi: $19.29/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Peoria Median Gulfport-Biloxi Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$81,010$78,960-$2,050 (-2.5%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$98,290$107,480+$9,190 (+9.3%)View Dossier
WelderSkilled TradesSkilled Trades$58,960$63,440+$4,480 (+7.6%)View Dossier
ElectricianSkilled TradesSkilled Trades$80,460$62,440-$18,020 (-22.4%)View Dossier
Accountant & AuditorFinanceFinance$79,540$76,380-$3,160 (-4.0%)View Dossier
Software EngineerTechnologyTechnology$130,590$104,240-$26,350 (-20.2%)View Dossier
Plumber & PipefitterSkilled TradesSkilled Trades$85,090$63,040-$22,050 (-25.9%)View Dossier
Financial ManagerFinanceFinance$155,840$115,320-$40,520 (-26.0%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$56,770$63,520+$6,750 (+11.9%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$123,730$84,200-$39,530 (-31.9%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$110,510$102,950-$7,560 (-6.8%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$74,780$69,200-$5,580 (-7.5%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Peoria, IL to Gulfport-Biloxi, MS Relocation FAQs

About $96,500. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.6 in Peoria, IL, 96.0 in Gulfport-Biloxi, MS, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Peoria, IL to Gulfport-Biloxi, MS: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Gulfport-Biloxi, MS to Peoria, IL
Relocation: Peoria, IL to Gulfport-Biloxi, MS Overview

Peoria, IL to Gulfport-Biloxi, MS: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Peoria, IL to Gulfport-Biloxi, MS compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Gulfport-Biloxi, MS to match $100,000 in Peoria, IL?

About $96,500. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.6 in Peoria, IL, 96.0 in Gulfport-Biloxi, MS, from EPI family budgets); taxes are compared separately below.

Is Gulfport-Biloxi, MS cheaper than Peoria, IL?

EPI's family budgets for a single adult put overall living costs 3.5% lower in Gulfport-Biloxi, MS than in Peoria, IL. The budgets cover housing, food, transportation, health care and other necessities.