Interstate Relocation: Illinois → Ohio

Moving from Illinois to Ohio: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Illinois to Ohio.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -2.8 pts OH vs IL, $100k single
Annual Tax Savings +$2,824 Federal + FICA + state, $100k
1BR Rent Change -10.1% Avg 1BR $946 vs $1,053/mo
Net Annual Difference +$4,104 Tax savings + 1BR rent savings

What changes when you move from Illinois to Ohio

Illinois has a flat 4.95% income tax and Ohio has a flat 2.75% income tax. On a $100,000 salary a single filer pays $4,805 in state income tax in Illinois and $1,981 in state income tax in Ohio. With federal income tax and FICA unchanged, total tax falls by $2,824 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,053 a month across Illinois's metro areas and $946 across Ohio's (-10.1%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $54,104 in Illinois and $49,658 in Ohio. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Illinois

Illinois Paycheck & Living Costs

Destination State: Ohio

Ohio Paycheck & Living Costs

Metropolitan Corridors Between Illinois & Ohio

Chicago-Naperville-Elgin, IL-IN → Cincinnati, OH-KY-IN On $100k: $1,024 less tax and $7,824 less 1BR rent a year
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Chicago-Naperville-Elgin, IL-IN → Cleveland, OH On $100k: $324 less tax and $8,760 less 1BR rent a year
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Peoria, IL → Cincinnati, OH-KY-IN On $100k: $1,024 less tax and $2,004 more 1BR rent a year
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Peoria, IL → Cleveland, OH On $100k: $324 less tax and $1,068 more 1BR rent a year
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Moving from Illinois to Ohio: Cost & Tax Comparison Overview

Moving from Illinois to Ohio on a $100,000 salary: pay $2,824 less in total taxes per year; average one-bedroom rent is $946 vs $1,053 a month (HUD FMR).

Quick answers
How much money will I save moving from Illinois to Ohio?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $2,824 lower in Ohio than in Illinois (2.8 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Ohio's metros is $946 a month, versus $1,053 in Illinois (-10.1%). Taxes and one-bedroom rent combined change by +$4,104 a year.

What are the key tax differences between Illinois and Ohio?

Illinois: Flat Tax, top rate 4.95%. Ohio: Flat Tax, top rate 2.75%. Federal income tax and FICA are the same in both states.