Interstate Relocation: Ohio → Illinois

Moving from Ohio to Illinois: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Ohio to Illinois.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +2.8 pts IL vs OH, $100k single
Annual Tax Savings -$2,824 Federal + FICA + state, $100k
1BR Rent Change +11.3% Avg 1BR $1,053 vs $946/mo
Net Annual Difference -$4,104 Tax savings + 1BR rent savings

What changes when you move from Ohio to Illinois

Ohio has a flat 2.75% income tax and Illinois has a flat 4.95% income tax. On a $100,000 salary a single filer pays $1,981 in state income tax in Ohio and $4,805 in state income tax in Illinois. With federal income tax and FICA unchanged, total tax rises by $2,824 a year after the move. HUD's one-bedroom Fair Market Rent averages $946 a month across Ohio's metro areas and $1,053 across Illinois's (+11.3%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,658 in Ohio and $54,104 in Illinois. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Ohio

Ohio Paycheck & Living Costs

Destination State: Illinois

Illinois Paycheck & Living Costs

Metropolitan Corridors Between Ohio & Illinois

Cincinnati, OH-KY-IN → Chicago-Naperville-Elgin, IL-IN On $100k: $1,024 more tax and $7,824 more 1BR rent a year
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Cincinnati, OH-KY-IN → Peoria, IL On $100k: $1,024 more tax and $2,004 less 1BR rent a year
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Cleveland, OH → Chicago-Naperville-Elgin, IL-IN On $100k: $324 more tax and $8,760 more 1BR rent a year
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Cleveland, OH → Peoria, IL On $100k: $324 more tax and $1,068 less 1BR rent a year
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Moving from Ohio to Illinois: Cost & Tax Comparison Overview

Moving from Ohio to Illinois on a $100,000 salary: pay $2,824 more in total taxes per year; average one-bedroom rent is $1,053 vs $946 a month (HUD FMR).

Quick answers
How much money will I save moving from Ohio to Illinois?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $2,824 higher in Illinois than in Ohio (2.8 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Illinois's metros is $1,053 a month, versus $946 in Ohio (+11.3%). Taxes and one-bedroom rent combined change by -$4,104 a year.

What are the key tax differences between Ohio and Illinois?

Ohio: Flat Tax, top rate 2.75%. Illinois: Flat Tax, top rate 4.95%. Federal income tax and FICA are the same in both states.