Interstate Relocation: Illinois → Pennsylvania

Moving from Illinois to Pennsylvania: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Illinois to Pennsylvania.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -1.7 pts PA vs IL, $100k single
Annual Tax Savings +$1,735 Federal + FICA + state, $100k
1BR Rent Change +4.6% Avg 1BR $1,101 vs $1,053/mo
Net Annual Difference +$1,155 Tax savings + 1BR rent savings

What changes when you move from Illinois to Pennsylvania

Illinois has a flat 4.95% income tax and Pennsylvania has a flat 3.07% income tax. On a $100,000 salary a single filer pays $4,805 in state income tax in Illinois and $3,070 in state income tax in Pennsylvania. With federal income tax and FICA unchanged, total tax falls by $1,735 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,053 a month across Illinois's metro areas and $1,101 across Pennsylvania's (+4.6%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $54,104 in Illinois and $51,280 in Pennsylvania. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Illinois

Illinois Paycheck & Living Costs

Destination State: Pennsylvania

Pennsylvania Paycheck & Living Costs

Metropolitan Corridors Between Illinois & Pennsylvania

Chicago-Naperville-Elgin, IL-IN → Pittsburgh, PA On $100k: $1,317 more tax and $7,608 less 1BR rent a year
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Peoria, IL → Philadelphia-Camden-Wilmington, PA-NJ-DE-MD On $100k: $2,000 more tax and $7,164 more 1BR rent a year
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Peoria, IL → Pittsburgh, PA On $100k: $1,317 more tax and $2,220 more 1BR rent a year
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Moving from Illinois to Pennsylvania: Cost & Tax Comparison Overview

Moving from Illinois to Pennsylvania on a $100,000 salary: pay $1,735 less in total taxes per year; average one-bedroom rent is $1,101 vs $1,053 a month (HUD.

Quick answers
How much money will I save moving from Illinois to Pennsylvania?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $1,735 lower in Pennsylvania than in Illinois (1.7 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Pennsylvania's metros is $1,101 a month, versus $1,053 in Illinois (+4.6%). Taxes and one-bedroom rent combined change by +$1,155 a year.

What are the key tax differences between Illinois and Pennsylvania?

Illinois: Flat Tax, top rate 4.95%. Pennsylvania: Flat Tax, top rate 3.07%. Federal income tax and FICA are the same in both states.