Industries Metros Compare Paycheck Cost of Living Relocation Offer Compare
Interstate Relocation: Maryland → New York

Moving from Maryland to New York: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Maryland to New York.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +0.5 pts NY vs MD, $100k single
Annual Tax Savings -$473 Federal + FICA + state, $100k
1BR Rent Change +5.8% Avg 1BR $1,400 vs $1,324/mo
Net Annual Difference -$1,391 Tax savings + 1BR rent savings

What changes when you move from Maryland to New York

Maryland has graduated income tax rates up to 6.5% and New York has graduated income tax rates up to 10.9%. On a $100,000 salary a single filer pays $4,386 in state income tax in Maryland and $4,860 in state income tax in New York. With federal income tax and FICA unchanged, total tax rises by $473 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,324 a month across Maryland's metro areas and $1,400 across New York's (+5.8%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $58,153 in Maryland and $59,552 in New York. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Maryland

Maryland Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: New York

New York Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from New York to MarylandNational Relocation Hub

Metropolitan Corridors Between Maryland & New York

Baltimore-Columbia-Towson, MD → New York-Newark-Jersey City, NY-NJ On $100k: $924 more tax and $13,248 more 1BR rent a year
Compare
Baltimore-Columbia-Towson, MD → Buffalo-Cheektowaga, NY On $100k: $2,517 less tax and $5,064 less 1BR rent a year
Compare
Hagerstown-Martinsburg, MD-WV → New York-Newark-Jersey City, NY-NJ On $100k: $1,158 more tax and $20,964 more 1BR rent a year
Compare
Hagerstown-Martinsburg, MD-WV → Buffalo-Cheektowaga, NY On $100k: $2,283 less tax and $2,652 more 1BR rent a year
Compare
Moving from Maryland to New York: Cost & Tax Comparison Overview

Moving from Maryland to New York on a $100,000 salary: pay $473 more in total taxes per year; average one-bedroom rent is $1,400 vs $1,324 a month (HUD FMR).

Quick answers
How much money will I save moving from Maryland to New York?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $473 higher in New York than in Maryland (0.5 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across New York's metros is $1,400 a month, versus $1,324 in Maryland (+5.8%). Taxes and one-bedroom rent combined change by -$1,391 a year.

What are the key tax differences between Maryland and New York?

Maryland: Graduated Brackets, top rate 6.5%. New York: Graduated Brackets, top rate 10.9%. Federal income tax and FICA are the same in both states.