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Interstate Relocation: New York → Maryland

Moving from New York to Maryland: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from New York to Maryland.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -0.5 pts MD vs NY, $100k single
Annual Tax Savings +$473 Federal + FICA + state, $100k
1BR Rent Change -5.5% Avg 1BR $1,324 vs $1,400/mo
Net Annual Difference +$1,391 Tax savings + 1BR rent savings

What changes when you move from New York to Maryland

New York has graduated income tax rates up to 10.9% and Maryland has graduated income tax rates up to 6.5%. On a $100,000 salary a single filer pays $4,860 in state income tax in New York and $4,386 in state income tax in Maryland. With federal income tax and FICA unchanged, total tax falls by $473 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,400 a month across New York's metro areas and $1,324 across Maryland's (-5.5%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $59,552 in New York and $58,153 in Maryland. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: New York

New York Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Maryland

Maryland Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Maryland to New YorkNational Relocation Hub

Metropolitan Corridors Between New York & Maryland

New York-Newark-Jersey City, NY-NJ → Baltimore-Columbia-Towson, MD On $100k: $924 less tax and $13,248 less 1BR rent a year
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New York-Newark-Jersey City, NY-NJ → Hagerstown-Martinsburg, MD-WV On $100k: $1,158 less tax and $20,964 less 1BR rent a year
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Buffalo-Cheektowaga, NY → Baltimore-Columbia-Towson, MD On $100k: $2,517 more tax and $5,064 more 1BR rent a year
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Buffalo-Cheektowaga, NY → Hagerstown-Martinsburg, MD-WV On $100k: $2,283 more tax and $2,652 less 1BR rent a year
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Moving from New York to Maryland: Cost & Tax Comparison Overview

Moving from New York to Maryland on a $100,000 salary: pay $473 less in total taxes per year; average one-bedroom rent is $1,324 vs $1,400 a month (HUD FMR).

Quick answers
How much money will I save moving from New York to Maryland?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $473 lower in Maryland than in New York (0.5 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Maryland's metros is $1,324 a month, versus $1,400 in New York (-5.5%). Taxes and one-bedroom rent combined change by +$1,391 a year.

What are the key tax differences between New York and Maryland?

New York: Graduated Brackets, top rate 10.9%. Maryland: Graduated Brackets, top rate 6.5%. Federal income tax and FICA are the same in both states.