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Interstate Relocation: Maryland → Texas

Moving from Maryland to Texas: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Maryland to Texas.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -4.4 pts TX vs MD, $100k single
Annual Tax Savings +$4,386 Federal + FICA + state, $100k
1BR Rent Change -21.9% Avg 1BR $1,035 vs $1,324/mo
Net Annual Difference +$7,858 Tax savings + 1BR rent savings

What changes when you move from Maryland to Texas

Maryland has graduated income tax rates up to 6.5% and Texas has no state income tax on wages. On a $100,000 salary a single filer pays $4,386 in state income tax in Maryland and $0 in state income tax in Texas. With federal income tax and FICA unchanged, total tax falls by $4,386 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,324 a month across Maryland's metro areas and $1,035 across Texas's (-21.9%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $58,153 in Maryland and $49,204 in Texas. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Maryland

Maryland Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Texas

Texas Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Texas to MarylandNational Relocation Hub

Metropolitan Corridors Between Maryland & Texas

Baltimore-Columbia-Towson, MD → Houston-Pasadena-The Woodlands, TX On $100k: $7,377 less tax and $4,368 less 1BR rent a year
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Baltimore-Columbia-Towson, MD → Dallas-Fort Worth-Arlington, TX On $100k: $7,377 less tax and $1,068 less 1BR rent a year
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Hagerstown-Martinsburg, MD-WV → Houston-Pasadena-The Woodlands, TX On $100k: $7,143 less tax and $3,348 more 1BR rent a year
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Hagerstown-Martinsburg, MD-WV → Dallas-Fort Worth-Arlington, TX On $100k: $7,143 less tax and $6,648 more 1BR rent a year
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Moving from Maryland to Texas: Cost & Tax Comparison Overview

Moving from Maryland to Texas on a $100,000 salary: pay $4,386 less in total taxes per year; average one-bedroom rent is $1,035 vs $1,324 a month (HUD FMR).

Quick answers
How much money will I save moving from Maryland to Texas?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $4,386 lower in Texas than in Maryland (4.4 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Texas's metros is $1,035 a month, versus $1,324 in Maryland (-21.9%). Taxes and one-bedroom rent combined change by +$7,858 a year.

What are the key tax differences between Maryland and Texas?

Maryland: Graduated Brackets, top rate 6.5%. Texas: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.