Interstate Relocation: Texas → Maryland

Moving from Texas to Maryland: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Texas to Maryland.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +4.4 pts MD vs TX, $100k single
Annual Tax Savings -$4,386 Federal + FICA + state, $100k
1BR Rent Change +28.0% Avg 1BR $1,324 vs $1,035/mo
Net Annual Difference -$7,858 Tax savings + 1BR rent savings

What changes when you move from Texas to Maryland

Texas has no state income tax on wages and Maryland has graduated income tax rates up to 6.5%. On a $100,000 salary a single filer pays $0 in state income tax in Texas and $4,386 in state income tax in Maryland. With federal income tax and FICA unchanged, total tax rises by $4,386 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,035 a month across Texas's metro areas and $1,324 across Maryland's (+28.0%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,204 in Texas and $58,153 in Maryland. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Texas

Texas Paycheck & Living Costs

Destination State: Maryland

Maryland Paycheck & Living Costs

Metropolitan Corridors Between Texas & Maryland

Houston-Pasadena-The Woodlands, TX → Baltimore-Columbia-Towson, MD On $100k: $7,377 more tax and $4,368 more 1BR rent a year
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Houston-Pasadena-The Woodlands, TX → Hagerstown-Martinsburg, MD-WV On $100k: $7,143 more tax and $3,348 less 1BR rent a year
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Dallas-Fort Worth-Arlington, TX → Baltimore-Columbia-Towson, MD On $100k: $7,377 more tax and $1,068 more 1BR rent a year
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Dallas-Fort Worth-Arlington, TX → Hagerstown-Martinsburg, MD-WV On $100k: $7,143 more tax and $6,648 less 1BR rent a year
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Moving from Texas to Maryland: Cost & Tax Comparison Overview

Moving from Texas to Maryland on a $100,000 salary: pay $4,386 more in total taxes per year; average one-bedroom rent is $1,324 vs $1,035 a month (HUD FMR).

Quick answers
How much money will I save moving from Texas to Maryland?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $4,386 higher in Maryland than in Texas (4.4 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Maryland's metros is $1,324 a month, versus $1,035 in Texas (+28.0%). Taxes and one-bedroom rent combined change by -$7,858 a year.

What are the key tax differences between Texas and Maryland?

Texas: No State Income Tax, top rate 0%. Maryland: Graduated Brackets, top rate 6.5%. Federal income tax and FICA are the same in both states.