Moving from Texas to Maryland: Cost & Tax Comparison
Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Texas to Maryland.
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
What changes when you move from Texas to Maryland
Texas has no state income tax on wages and Maryland has graduated income tax rates up to 6.5%. On a $100,000 salary a single filer pays $0 in state income tax in Texas and $4,386 in state income tax in Maryland. With federal income tax and FICA unchanged, total tax rises by $4,386 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,035 a month across Texas's metro areas and $1,324 across Maryland's (+28.0%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,204 in Texas and $58,153 in Maryland. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.
Metropolitan Corridors Between Texas & Maryland
Moving from Texas to Maryland on a $100,000 salary: pay $4,386 more in total taxes per year; average one-bedroom rent is $1,324 vs $1,035 a month (HUD FMR).
Quick answers
For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $4,386 higher in Maryland than in Texas (4.4 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Maryland's metros is $1,324 a month, versus $1,035 in Texas (+28.0%). Taxes and one-bedroom rent combined change by -$7,858 a year.
Texas: No State Income Tax, top rate 0%. Maryland: Graduated Brackets, top rate 6.5%. Federal income tax and FICA are the same in both states.