Moving from Michigan to Texas: Cost & Tax Comparison
Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Michigan to Texas.
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
What changes when you move from Michigan to Texas
Michigan has a flat 4.25% income tax and Texas has no state income tax on wages. On a $100,000 salary a single filer pays $3,999 in state income tax in Michigan and $0 in state income tax in Texas. With federal income tax and FICA unchanged, total tax falls by $3,999 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,061 a month across Michigan's metro areas and $1,035 across Texas's (-2.5%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $50,562 in Michigan and $49,204 in Texas. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.
Metropolitan Corridors Between Michigan & Texas
Moving from Michigan to Texas on a $100,000 salary: pay $3,999 less in total taxes per year; average one-bedroom rent is $1,035 vs $1,061 a month (HUD FMR).
Quick answers
For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $3,999 lower in Texas than in Michigan (4.0 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Texas's metros is $1,035 a month, versus $1,061 in Michigan (-2.5%). Taxes and one-bedroom rent combined change by +$4,315 a year.
Michigan: Flat Tax, top rate 4.25%. Texas: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.