Interstate Relocation: Minnesota → New York

Moving from Minnesota to New York: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Minnesota to New York.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -0.4 pts NY vs MN, $100k single
Annual Tax Savings +$417 Federal + FICA + state, $100k
1BR Rent Change +43.1% Avg 1BR $1,400 vs $979/mo
Net Annual Difference -$4,642 Tax savings + 1BR rent savings

What changes when you move from Minnesota to New York

Minnesota has graduated income tax rates up to 9.85% and New York has graduated income tax rates up to 10.9%. On a $100,000 salary a single filer pays $5,277 in state income tax in Minnesota and $4,860 in state income tax in New York. With federal income tax and FICA unchanged, total tax falls by $417 a year after the move. HUD's one-bedroom Fair Market Rent averages $979 a month across Minnesota's metro areas and $1,400 across New York's (+43.1%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $58,289 in Minnesota and $59,552 in New York. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Minnesota

Minnesota Paycheck & Living Costs

Destination State: New York

New York Paycheck & Living Costs

Metropolitan Corridors Between Minnesota & New York

Minneapolis-St. Paul-Bloomington, MN-WI → Buffalo-Cheektowaga, NY On $100k: $417 less tax and $2,688 less 1BR rent a year
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Duluth, MN-WI → New York-Newark-Jersey City, NY-NJ On $100k: $3,024 more tax and $21,216 more 1BR rent a year
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Duluth, MN-WI → Buffalo-Cheektowaga, NY On $100k: $417 less tax and $2,904 more 1BR rent a year
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Moving from Minnesota to New York: Cost & Tax Comparison Overview

Moving from Minnesota to New York on a $100,000 salary: pay $417 less in total taxes per year; average one-bedroom rent is $1,400 vs $979 a month (HUD FMR).

Quick answers
How much money will I save moving from Minnesota to New York?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $417 lower in New York than in Minnesota (0.4 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across New York's metros is $1,400 a month, versus $979 in Minnesota (+43.1%). Taxes and one-bedroom rent combined change by -$4,642 a year.

What are the key tax differences between Minnesota and New York?

Minnesota: Graduated Brackets, top rate 9.85%. New York: Graduated Brackets, top rate 10.9%. Federal income tax and FICA are the same in both states.