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Interstate Relocation: New York → Minnesota

Moving from New York to Minnesota: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from New York to Minnesota.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +0.4 pts MN vs NY, $100k single
Annual Tax Savings -$417 Federal + FICA + state, $100k
1BR Rent Change -30.1% Avg 1BR $979 vs $1,400/mo
Net Annual Difference +$4,642 Tax savings + 1BR rent savings

What changes when you move from New York to Minnesota

New York has graduated income tax rates up to 10.9% and Minnesota has graduated income tax rates up to 9.85%. On a $100,000 salary a single filer pays $4,860 in state income tax in New York and $5,277 in state income tax in Minnesota. With federal income tax and FICA unchanged, total tax rises by $417 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,400 a month across New York's metro areas and $979 across Minnesota's (-30.1%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $59,552 in New York and $58,289 in Minnesota. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: New York

New York Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Minnesota

Minnesota Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Minnesota to New YorkNational Relocation Hub

Metropolitan Corridors Between New York & Minnesota

New York-Newark-Jersey City, NY-NJ → Minneapolis-St. Paul-Bloomington, MN-WI On $100k: $3,024 less tax and $15,624 less 1BR rent a year
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New York-Newark-Jersey City, NY-NJ → Duluth, MN-WI On $100k: $3,024 less tax and $21,216 less 1BR rent a year
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Buffalo-Cheektowaga, NY → Minneapolis-St. Paul-Bloomington, MN-WI On $100k: $417 more tax and $2,688 more 1BR rent a year
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Buffalo-Cheektowaga, NY → Duluth, MN-WI On $100k: $417 more tax and $2,904 less 1BR rent a year
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Moving from New York to Minnesota: Cost & Tax Comparison Overview

Moving from New York to Minnesota on a $100,000 salary: pay $417 more in total taxes per year; average one-bedroom rent is $979 vs $1,400 a month (HUD FMR).

Quick answers
How much money will I save moving from New York to Minnesota?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $417 higher in Minnesota than in New York (0.4 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Minnesota's metros is $979 a month, versus $1,400 in New York (-30.1%). Taxes and one-bedroom rent combined change by +$4,642 a year.

What are the key tax differences between New York and Minnesota?

New York: Graduated Brackets, top rate 10.9%. Minnesota: Graduated Brackets, top rate 9.85%. Federal income tax and FICA are the same in both states.