Interstate Relocation: New York → Missouri

Moving from New York to Missouri: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from New York to Missouri.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -1.2 pts MO vs NY, $100k single
Annual Tax Savings +$1,190 Federal + FICA + state, $100k
1BR Rent Change -37.0% Avg 1BR $882 vs $1,400/mo
Net Annual Difference +$7,414 Tax savings + 1BR rent savings

What changes when you move from New York to Missouri

New York has graduated income tax rates up to 10.9% and Missouri has graduated income tax rates up to 4.7%. On a $100,000 salary a single filer pays $4,860 in state income tax in New York and $3,670 in state income tax in Missouri. With federal income tax and FICA unchanged, total tax falls by $1,190 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,400 a month across New York's metro areas and $882 across Missouri's (-37.0%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $59,552 in New York and $49,559 in Missouri. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: New York

New York Paycheck & Living Costs

Destination State: Missouri

Missouri Paycheck & Living Costs

Metropolitan Corridors Between New York & Missouri

New York-Newark-Jersey City, NY-NJ → St. Louis, MO-IL On $100k: $3,631 less tax and $19,500 less 1BR rent a year
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New York-Newark-Jersey City, NY-NJ → Kansas City, MO-KS On $100k: $3,631 less tax and $16,356 less 1BR rent a year
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Buffalo-Cheektowaga, NY → St. Louis, MO-IL On $100k: $190 less tax and $1,188 less 1BR rent a year
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Buffalo-Cheektowaga, NY → Kansas City, MO-KS On $100k: $190 less tax and $1,956 more 1BR rent a year
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Moving from New York to Missouri: Cost & Tax Comparison Overview

Moving from New York to Missouri on a $100,000 salary: pay $1,190 less in total taxes per year; average one-bedroom rent is $882 vs $1,400 a month (HUD FMR).

Quick answers
How much money will I save moving from New York to Missouri?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $1,190 lower in Missouri than in New York (1.2 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Missouri's metros is $882 a month, versus $1,400 in New York (-37.0%). Taxes and one-bedroom rent combined change by +$7,414 a year.

What are the key tax differences between New York and Missouri?

New York: Graduated Brackets, top rate 10.9%. Missouri: Graduated Brackets, top rate 4.7%. Federal income tax and FICA are the same in both states.