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Interstate Relocation: New York → North Dakota

Moving from New York to North Dakota: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from New York to North Dakota.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -4.2 pts ND vs NY, $100k single
Annual Tax Savings +$4,190 Federal + FICA + state, $100k
1BR Rent Change -38.8% Avg 1BR $858 vs $1,400/mo
Net Annual Difference +$10,702 Tax savings + 1BR rent savings

What changes when you move from New York to North Dakota

New York has graduated income tax rates up to 10.9% and North Dakota has graduated income tax rates up to 2.5%. On a $100,000 salary a single filer pays $4,860 in state income tax in New York and $669 in state income tax in North Dakota. With federal income tax and FICA unchanged, total tax falls by $4,190 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,400 a month across New York's metro areas and $858 across North Dakota's (-38.8%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $59,552 in New York and $50,953 in North Dakota. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: New York

New York Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: North Dakota

North Dakota Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from North Dakota to New YorkNational Relocation Hub

Metropolitan Corridors Between New York & North Dakota

New York-Newark-Jersey City, NY-NJ → Fargo, ND-MN On $100k: $7,632 less tax and $21,912 less 1BR rent a year
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New York-Newark-Jersey City, NY-NJ → Bismarck, ND On $100k: $7,632 less tax and $21,624 less 1BR rent a year
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Buffalo-Cheektowaga, NY → Fargo, ND-MN On $100k: $4,190 less tax and $3,600 less 1BR rent a year
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Buffalo-Cheektowaga, NY → Bismarck, ND On $100k: $4,190 less tax and $3,312 less 1BR rent a year
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Moving from New York to North Dakota: Cost & Tax Comparison Overview

Moving from New York to North Dakota on a $100,000 salary: pay $4,190 less in total taxes per year; average one-bedroom rent is $858 vs $1,400 a month (HUD.

Quick answers
How much money will I save moving from New York to North Dakota?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $4,190 lower in North Dakota than in New York (4.2 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across North Dakota's metros is $858 a month, versus $1,400 in New York (-38.8%). Taxes and one-bedroom rent combined change by +$10,702 a year.

What are the key tax differences between New York and North Dakota?

New York: Graduated Brackets, top rate 10.9%. North Dakota: Graduated Brackets, top rate 2.5%. Federal income tax and FICA are the same in both states.