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Interstate Relocation: New York → South Dakota

Moving from New York to South Dakota: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from New York to South Dakota.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -4.9 pts SD vs NY, $100k single
Annual Tax Savings +$4,860 Federal + FICA + state, $100k
1BR Rent Change -26.4% Avg 1BR $1,031 vs $1,400/mo
Net Annual Difference +$9,295 Tax savings + 1BR rent savings

What changes when you move from New York to South Dakota

New York has graduated income tax rates up to 10.9% and South Dakota has no state income tax on wages. On a $100,000 salary a single filer pays $4,860 in state income tax in New York and $0 in state income tax in South Dakota. With federal income tax and FICA unchanged, total tax falls by $4,860 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,400 a month across New York's metro areas and $1,031 across South Dakota's (-26.4%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $59,552 in New York and $47,473 in South Dakota. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: New York

New York Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: South Dakota

South Dakota Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from South Dakota to New YorkNational Relocation Hub

Metropolitan Corridors Between New York & South Dakota

New York-Newark-Jersey City, NY-NJ → Sioux Falls, SD-MN On $100k: $8,301 less tax and $20,220 less 1BR rent a year
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New York-Newark-Jersey City, NY-NJ → Rapid City, SD On $100k: $8,301 less tax and $19,632 less 1BR rent a year
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Buffalo-Cheektowaga, NY → Sioux Falls, SD-MN On $100k: $4,860 less tax and $1,908 less 1BR rent a year
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Buffalo-Cheektowaga, NY → Rapid City, SD On $100k: $4,860 less tax and $1,320 less 1BR rent a year
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Moving from New York to South Dakota: Cost & Tax Comparison Overview

Moving from New York to South Dakota on a $100,000 salary: pay $4,860 less in total taxes per year; average one-bedroom rent is $1,031 vs $1,400 a month (HUD.

Quick answers
How much money will I save moving from New York to South Dakota?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $4,860 lower in South Dakota than in New York (4.9 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across South Dakota's metros is $1,031 a month, versus $1,400 in New York (-26.4%). Taxes and one-bedroom rent combined change by +$9,295 a year.

What are the key tax differences between New York and South Dakota?

New York: Graduated Brackets, top rate 10.9%. South Dakota: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.