Moving from South Dakota to New York: Cost & Tax Comparison
Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from South Dakota to New York.
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
What changes when you move from South Dakota to New York
South Dakota has no state income tax on wages and New York has graduated income tax rates up to 10.9%. On a $100,000 salary a single filer pays $0 in state income tax in South Dakota and $4,860 in state income tax in New York. With federal income tax and FICA unchanged, total tax rises by $4,860 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,031 a month across South Dakota's metro areas and $1,400 across New York's (+35.9%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $47,473 in South Dakota and $59,552 in New York. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.
Metropolitan Corridors Between South Dakota & New York
Moving from South Dakota to New York on a $100,000 salary: pay $4,860 more in total taxes per year; average one-bedroom rent is $1,400 vs $1,031 a month (HUD.
Quick answers
For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $4,860 higher in New York than in South Dakota (4.9 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across New York's metros is $1,400 a month, versus $1,031 in South Dakota (+35.9%). Taxes and one-bedroom rent combined change by -$9,295 a year.
South Dakota: No State Income Tax, top rate 0%. New York: Graduated Brackets, top rate 10.9%. Federal income tax and FICA are the same in both states.