Interstate Relocation: North Carolina → Illinois

Moving from North Carolina to Illinois: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from North Carolina to Illinois.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +1.3 pts IL vs NC, $100k single
Annual Tax Savings -$1,324 Federal + FICA + state, $100k
1BR Rent Change -11.3% Avg 1BR $1,053 vs $1,187/mo
Net Annual Difference +$283 Tax savings + 1BR rent savings

What changes when you move from North Carolina to Illinois

North Carolina has a flat 3.99% income tax and Illinois has a flat 4.95% income tax. On a $100,000 salary a single filer pays $3,481 in state income tax in North Carolina and $4,805 in state income tax in Illinois. With federal income tax and FICA unchanged, total tax rises by $1,324 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,187 a month across North Carolina's metro areas and $1,053 across Illinois's (-11.3%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,515 in North Carolina and $54,104 in Illinois. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: North Carolina

North Carolina Paycheck & Living Costs

Destination State: Illinois

Illinois Paycheck & Living Costs

Metropolitan Corridors Between North Carolina & Illinois

Charlotte-Concord-Gastonia, NC-SC → Chicago-Naperville-Elgin, IL-IN On $100k: $1,324 more tax and $1,680 more 1BR rent a year
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Charlotte-Concord-Gastonia, NC-SC → Peoria, IL On $100k: $1,324 more tax and $8,148 less 1BR rent a year
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Raleigh-Cary, NC → Chicago-Naperville-Elgin, IL-IN On $100k: $1,324 more tax and $2,736 more 1BR rent a year
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Raleigh-Cary, NC → Peoria, IL On $100k: $1,324 more tax and $7,092 less 1BR rent a year
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Moving from North Carolina to Illinois: Cost & Tax Comparison Overview

Moving from North Carolina to Illinois on a $100,000 salary: pay $1,324 more in total taxes per year; average one-bedroom rent is $1,053 vs $1,187 a month (HUD.

Quick answers
How much money will I save moving from North Carolina to Illinois?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $1,324 higher in Illinois than in North Carolina (1.3 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Illinois's metros is $1,053 a month, versus $1,187 in North Carolina (-11.3%). Taxes and one-bedroom rent combined change by +$283 a year.

What are the key tax differences between North Carolina and Illinois?

North Carolina: Flat Tax, top rate 3.99%. Illinois: Flat Tax, top rate 4.95%. Federal income tax and FICA are the same in both states.