2026 Relocation & Cost Arbitrage Engine

Relocation: Charlotte-Concord-Gastonia, NC-SC to Peoria, IL

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Charlotte-Concord-Gastonia, NC-SC to Peoria, IL.

Popular Corridors:
Equivalent Salary
$72,600
To maintain parity
Cost of Living Delta
-27.4%
Overall expenditure basket
Annual Tax Delta
-$1,324
State + local taxes
Annual 1BR Rent Delta
-$8,148
HUD Fair Market Rents
Net Annual Buffer
+$6,824/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Charlotte-Concord-Gastonia, NC-SC

COL 137.2
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$3,481
Local / City Tax $0
Net Annual Take-Home $75,699
HUD 1BR Fair Market Rent -$19,680
Discretionary Cash Flow $56,019
Target Market
Destination Location

Peoria, IL

COL 99.6
Gross Parity Income $72,600
Federal Income Tax -$7,142
FICA (SS & Medicare) -$5,554
State Income Tax -$3,449
Local / City Tax $0
Net Annual Take-Home $56,455
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $44,923

EPI family budgets put living costs 27.4% lower in Peoria, IL than in Charlotte-Concord-Gastonia, NC-SC, so $100,000 in Charlotte goes about as far as $72,600 in Peoria. HUD's one-bedroom Fair Market Rent is $1,640 a month in Charlotte and $961 in Peoria, $8,148 a year less. On the same $100,000 salary a single filer pays $1,324 more a year in federal, state and local income tax and FICA in Peoria. Taxes and one-bedroom rent together leave you about $6,824 a year better off. The BLS median wage across all occupations is $49,990 in Charlotte and $49,590 in Peoria.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Charlotte-Concord-Gastonia (Monthly) Peoria (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,640$961-$679-41.4%
Food & Groceries$375$353-$22-5.9%
Transportation$1,044$1,052+$8+0.8%
Healthcare$465$590+$125+26.9%
Other Necessities$609$332-$277-45.5%
Total Taxes (Federal, State, Local, FICA)$2,025$2,135+$110+5.4%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$679/mo (-41.4%)
Charlotte-Concord-Gastonia: $1,640/mo Peoria: $961/mo
2-Bedroom Fair Market Rent -$573/mo (-32.1%)
Charlotte-Concord-Gastonia: $1,785/mo Peoria: $1,212/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$8.32/hr (-27.4%)
Charlotte-Concord-Gastonia: $30.34/hr Peoria: $22.02/hr
2 Adults + 1 Child (per earner) -$2.06/hr (-8.6%)
Charlotte-Concord-Gastonia: $23.97/hr Peoria: $21.91/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Charlotte-Concord-Gastonia Median Peoria Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$90,620$81,010-$9,610 (-10.6%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$112,730$98,290-$14,440 (-12.8%)View Dossier
Software EngineerTechnologyTechnology$135,920$130,590-$5,330 (-3.9%)View Dossier
Accountant & AuditorFinanceFinance$92,910$79,540-$13,370 (-14.4%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$105,200$123,730+$18,530 (+17.6%)View Dossier
Financial ManagerFinanceFinance$172,760$155,840-$16,920 (-9.8%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$176,840$173,870-$2,970 (-1.7%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$102,920$96,530-$6,390 (-6.2%)View Dossier
Financial AnalystFinanceFinance$106,510$83,500-$23,010 (-21.6%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$162,000$131,660-$30,340 (-18.7%)View Dossier
ElectricianSkilled TradesSkilled Trades$59,080$80,460+$21,380 (+36.2%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$107,200$105,900-$1,300 (-1.2%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Charlotte-Concord-Gastonia, NC-SC to Peoria, IL Relocation FAQs

About $72,600. That scales $100,000 by the ratio of the metros' cost-of-living indexes (137.2 in Charlotte-Concord-Gastonia, NC-SC, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Charlotte-Concord-Gastonia, NC-SC to Peoria, IL: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Peoria, IL to Charlotte-Concord-Gastonia, NC-SC
Relocation: Charlotte-Concord-Gastonia, NC-SC to Peoria, IL Overview

Charlotte-Concord-Gastonia, NC-SC to Peoria, IL: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Charlotte-Concord-Gastonia, NC-SC to Peoria, IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Peoria, IL to match $100,000 in Charlotte-Concord-Gastonia, NC-SC?

About $72,600. That scales $100,000 by the ratio of the metros' cost-of-living indexes (137.2 in Charlotte-Concord-Gastonia, NC-SC, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Is Peoria, IL cheaper than Charlotte-Concord-Gastonia, NC-SC?

EPI's family budgets for a single adult put overall living costs 27.4% lower in Peoria, IL than in Charlotte-Concord-Gastonia, NC-SC. The budgets cover housing, food, transportation, health care and other necessities.