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Interstate Relocation: North Carolina → Texas

Moving from North Carolina to Texas: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from North Carolina to Texas.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -3.5 pts TX vs NC, $100k single
Annual Tax Savings +$3,481 Federal + FICA + state, $100k
1BR Rent Change -12.8% Avg 1BR $1,035 vs $1,187/mo
Net Annual Difference +$5,310 Tax savings + 1BR rent savings

What changes when you move from North Carolina to Texas

North Carolina has a flat 3.99% income tax and Texas has no state income tax on wages. On a $100,000 salary a single filer pays $3,481 in state income tax in North Carolina and $0 in state income tax in Texas. With federal income tax and FICA unchanged, total tax falls by $3,481 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,187 a month across North Carolina's metro areas and $1,035 across Texas's (-12.8%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,515 in North Carolina and $49,204 in Texas. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: North Carolina

North Carolina Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Texas

Texas Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Texas to North CarolinaNational Relocation Hub

Metropolitan Corridors Between North Carolina & Texas

Charlotte-Concord-Gastonia, NC-SC → Houston-Pasadena-The Woodlands, TX On $100k: $3,481 less tax and $4,548 less 1BR rent a year
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Charlotte-Concord-Gastonia, NC-SC → Dallas-Fort Worth-Arlington, TX On $100k: $3,481 less tax and $1,248 less 1BR rent a year
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Raleigh-Cary, NC → Houston-Pasadena-The Woodlands, TX On $100k: $3,481 less tax and $3,492 less 1BR rent a year
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Raleigh-Cary, NC → Dallas-Fort Worth-Arlington, TX On $100k: $3,481 less tax and $192 less 1BR rent a year
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Moving from North Carolina to Texas: Cost & Tax Comparison Overview

Moving from North Carolina to Texas on a $100,000 salary: pay $3,481 less in total taxes per year; average one-bedroom rent is $1,035 vs $1,187 a month (HUD.

Quick answers
How much money will I save moving from North Carolina to Texas?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $3,481 lower in Texas than in North Carolina (3.5 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Texas's metros is $1,035 a month, versus $1,187 in North Carolina (-12.8%). Taxes and one-bedroom rent combined change by +$5,310 a year.

What are the key tax differences between North Carolina and Texas?

North Carolina: Flat Tax, top rate 3.99%. Texas: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.