2026 Relocation & Cost Arbitrage Engine

Relocation: Raleigh-Cary, NC to Houston-Pasadena-The Woodlands, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Raleigh-Cary, NC to Houston-Pasadena-The Woodlands, TX.

Popular Corridors:
Equivalent Salary
$78,800
To maintain parity
Cost of Living Delta
-21.2%
Overall expenditure basket
Annual Tax Delta
+$3,481
State + local taxes
Annual 1BR Rent Delta
-$3,492
HUD Fair Market Rents
Net Annual Buffer
+$6,973/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Raleigh-Cary, NC

COL 136.2
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$3,481
Local / City Tax $0
Net Annual Take-Home $75,699
HUD 1BR Fair Market Rent -$18,624
Discretionary Cash Flow $57,075
Target Market
Destination Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Parity Income $78,800
Federal Income Tax -$8,506
FICA (SS & Medicare) -$6,028
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $64,266
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $49,134

EPI family budgets put living costs 21.2% lower in Houston-Pasadena-The Woodlands, TX than in Raleigh-Cary, NC, so $100,000 in Raleigh goes about as far as $78,800 in Houston. HUD's one-bedroom Fair Market Rent is $1,552 a month in Raleigh and $1,261 in Houston, $3,492 a year less. On the same $100,000 salary a single filer pays $3,481 less a year in federal, state and local income tax and FICA in Houston. Taxes and one-bedroom rent together leave you about $6,973 a year better off. The BLS median wage across all occupations is $51,990 in Raleigh and $49,410 in Houston.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Raleigh-Cary (Monthly) Houston-Pasadena-The Woodlands (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,552$1,261-$291-18.8%
Food & Groceries$382$321-$61-16.0%
Transportation$1,109$1,015-$94-8.5%
Healthcare$451$422-$29-6.4%
Other Necessities$595$480-$115-19.3%
Total Taxes (Federal, State, Local, FICA)$2,025$1,735-$290-14.3%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$291/mo (-18.8%)
Raleigh-Cary: $1,552/mo Houston-Pasadena-The Woodlands: $1,261/mo
2-Bedroom Fair Market Rent -$192/mo (-11.4%)
Raleigh-Cary: $1,689/mo Houston-Pasadena-The Woodlands: $1,497/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$6.38/hr (-21.2%)
Raleigh-Cary: $30.13/hr Houston-Pasadena-The Woodlands: $23.75/hr
2 Adults + 1 Child (per earner) -$3.84/hr (-15.7%)
Raleigh-Cary: $24.42/hr Houston-Pasadena-The Woodlands: $20.58/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Raleigh-Cary Median Houston-Pasadena-The Woodlands Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$114,940$119,600+$4,660 (+4.1%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$84,830$99,830+$15,000 (+17.7%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,280$99,510-$2,770 (-2.7%)View Dossier
Accountant & AuditorFinanceFinance$81,950$85,090+$3,140 (+3.8%)View Dossier
Software EngineerTechnologyTechnology$132,770$129,440-$3,330 (-2.5%)View Dossier
ElectricianSkilled TradesSkilled Trades$56,800$59,180+$2,380 (+4.2%)View Dossier
Financial ManagerFinanceFinance$163,130$166,910+$3,780 (+2.3%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$62,080$63,180+$1,100 (+1.8%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$163,520$135,880-$27,640 (-16.9%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$119,700$103,530-$16,170 (-13.5%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$173,960$172,160-$1,800 (-1.0%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$49,460$46,630-$2,830 (-5.7%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Raleigh-Cary, NC to Houston-Pasadena-The Woodlands, TX Relocation FAQs

About $78,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (136.2 in Raleigh-Cary, NC, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Raleigh-Cary, NC to Houston-Pasadena-The Woodlands, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Houston-Pasadena-The Woodlands, TX to Raleigh-Cary, NC
Relocation: Raleigh-Cary, NC to Houston-Pasadena-The Woodlands, TX Overview

Raleigh-Cary, NC to Houston-Pasadena-The Woodlands, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same. Official 2026 economic data for Relocation: Raleigh-Cary, NC to Houston-Pasadena-The Woodlands, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Houston-Pasadena-The Woodlands, TX to match $100,000 in Raleigh-Cary, NC?

About $78,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (136.2 in Raleigh-Cary, NC, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Is Houston-Pasadena-The Woodlands, TX cheaper than Raleigh-Cary, NC?

EPI's family budgets for a single adult put overall living costs 21.2% lower in Houston-Pasadena-The Woodlands, TX than in Raleigh-Cary, NC. The budgets cover housing, food, transportation, health care and other necessities.