Moving from Oklahoma to Texas: Cost & Tax Comparison
Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Oklahoma to Texas.
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
What changes when you move from Oklahoma to Texas
Oklahoma has graduated income tax rates up to 4.5% and Texas has no state income tax on wages. On a $100,000 salary a single filer pays $3,955 in state income tax in Oklahoma and $0 in state income tax in Texas. With federal income tax and FICA unchanged, total tax falls by $3,955 a year after the move. HUD's one-bedroom Fair Market Rent averages $830 a month across Oklahoma's metro areas and $1,035 across Texas's (+24.6%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $46,703 in Oklahoma and $49,204 in Texas. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.
Metropolitan Corridors Between Oklahoma & Texas
Moving from Oklahoma to Texas on a $100,000 salary: pay $3,955 less in total taxes per year; average one-bedroom rent is $1,035 vs $830 a month (HUD FMR).
Quick answers
For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $3,955 lower in Texas than in Oklahoma (4.0 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Texas's metros is $1,035 a month, versus $830 in Oklahoma (+24.6%). Taxes and one-bedroom rent combined change by +$1,504 a year.
Oklahoma: Graduated Brackets, top rate 4.5%. Texas: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.