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Interstate Relocation: Texas → Iowa

Moving from Texas to Iowa: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Texas to Iowa.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +3.1 pts IA vs TX, $100k single
Annual Tax Savings -$3,148 Federal + FICA + state, $100k
1BR Rent Change -16.9% Avg 1BR $859 vs $1,035/mo
Net Annual Difference -$1,046 Tax savings + 1BR rent savings

What changes when you move from Texas to Iowa

Texas has no state income tax on wages and Iowa has a flat 3.8% income tax. On a $100,000 salary a single filer pays $0 in state income tax in Texas and $3,148 in state income tax in Iowa. With federal income tax and FICA unchanged, total tax rises by $3,148 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,035 a month across Texas's metro areas and $859 across Iowa's (-16.9%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,204 in Texas and $49,899 in Iowa. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Texas

Texas Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Iowa

Iowa Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Iowa to TexasNational Relocation Hub

Metropolitan Corridors Between Texas & Iowa

Houston-Pasadena-The Woodlands, TX → Des Moines-West Des Moines, IA On $100k: $3,148 more tax and $1,392 less 1BR rent a year
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Houston-Pasadena-The Woodlands, TX → Davenport-Moline-Rock Island, IA-IL On $100k: $3,148 more tax and $4,908 less 1BR rent a year
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Dallas-Fort Worth-Arlington, TX → Des Moines-West Des Moines, IA On $100k: $3,148 more tax and $4,692 less 1BR rent a year
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Dallas-Fort Worth-Arlington, TX → Davenport-Moline-Rock Island, IA-IL On $100k: $3,148 more tax and $8,208 less 1BR rent a year
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Moving from Texas to Iowa: Cost & Tax Comparison Overview

Moving from Texas to Iowa on a $100,000 salary: pay $3,148 more in total taxes per year; average one-bedroom rent is $859 vs $1,035 a month (HUD FMR).

Quick answers
How much money will I save moving from Texas to Iowa?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $3,148 higher in Iowa than in Texas (3.1 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Iowa's metros is $859 a month, versus $1,035 in Texas (-16.9%). Taxes and one-bedroom rent combined change by -$1,046 a year.

What are the key tax differences between Texas and Iowa?

Texas: No State Income Tax, top rate 0%. Iowa: Flat Tax, top rate 3.8%. Federal income tax and FICA are the same in both states.