2026 Relocation & Cost Arbitrage Engine

Relocation: Dallas-Fort Worth, TX to Des Moines Metro, IA

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Dallas-Fort Worth-Arlington, TX to Des Moines-West Des Moines, IA.

Popular Corridors:
Equivalent Salary
$84,500
To maintain parity
Cost of Living Delta
-15.5%
Overall expenditure basket
Annual Tax Delta
-$3,148
State + local taxes
Annual 1BR Rent Delta
-$4,692
HUD Fair Market Rents
Net Annual Buffer
+$1,544/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Dallas-Fort Worth-Arlington, TX

COL 123.0
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,432
Discretionary Cash Flow $60,748
Target Market
Destination Location

Des Moines-West Des Moines, IA

COL 103.9
Gross Parity Income $84,500
Federal Income Tax -$9,760
FICA (SS & Medicare) -$6,464
State Income Tax -$2,559
Local / City Tax $0
Net Annual Take-Home $65,717
HUD 1BR Fair Market Rent -$13,740
Discretionary Cash Flow $51,977

EPI family budgets put living costs 15.5% lower in Des Moines-West Des Moines, IA than in Dallas-Fort Worth-Arlington, TX, so $100,000 in Dallas goes about as far as $84,500 in Des Moines. HUD's one-bedroom Fair Market Rent is $1,536 a month in Dallas and $1,145 in Des Moines, $4,692 a year less. On the same $100,000 salary a single filer pays $3,148 more a year in federal, state and local income tax and FICA in Des Moines. Taxes and one-bedroom rent together leave you about $1,544 a year better off. The BLS median wage across all occupations is $51,440 in Dallas and $51,820 in Des Moines.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Dallas-Fort Worth-Arlington (Monthly) Des Moines-West Des Moines (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,536$1,145-$391-25.5%
Food & Groceries$342$366+$24+7.0%
Transportation$1,011$1,091+$80+7.9%
Healthcare$459$377-$82-17.9%
Other Necessities$582$410-$172-29.6%
Total Taxes (Federal, State, Local, FICA)$1,735$1,997+$262+15.1%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$391/mo (-25.5%)
Dallas-Fort Worth-Arlington: $1,536/mo Des Moines-West Des Moines: $1,145/mo
2-Bedroom Fair Market Rent -$447/mo (-24.7%)
Dallas-Fort Worth-Arlington: $1,807/mo Des Moines-West Des Moines: $1,360/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$4.22/hr (-15.5%)
Dallas-Fort Worth-Arlington: $27.20/hr Des Moines-West Des Moines: $22.98/hr
2 Adults + 1 Child (per earner) -$2.89/hr (-12.6%)
Dallas-Fort Worth-Arlington: $22.92/hr Des Moines-West Des Moines: $20.03/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Dallas-Fort Worth-Arlington Median Des Moines-West Des Moines Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$111,010$98,780-$12,230 (-11.0%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$101,420$78,630-$22,790 (-22.5%)View Dossier
Software EngineerTechnologyTechnology$133,290$126,460-$6,830 (-5.1%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$98,900$101,150+$2,250 (+2.3%)View Dossier
Accountant & AuditorFinanceFinance$82,620$79,290-$3,330 (-4.0%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$173,810$164,840-$8,970 (-5.2%)View Dossier
Financial ManagerFinanceFinance$169,200$154,140-$15,060 (-8.9%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$144,290$136,570-$7,720 (-5.4%)View Dossier
ElectricianSkilled TradesSkilled Trades$59,010$62,840+$3,830 (+6.5%)View Dossier
Solutions ArchitectTechnologyTechnology$127,360$109,490-$17,870 (-14.0%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$102,860$90,730-$12,130 (-11.8%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$121,640$101,550-$20,090 (-16.5%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Dallas-Fort Worth-Arlington, TX to Des Moines-West Des Moines, IA Relocation FAQs

About $84,500. That scales $100,000 by the ratio of the metros' cost-of-living indexes (123.0 in Dallas-Fort Worth-Arlington, TX, 103.9 in Des Moines-West Des Moines, IA, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Dallas-Fort Worth-Arlington, TX to Des Moines-West Des Moines, IA: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Des Moines-West Des Moines, IA to Dallas-Fort Worth-Arlington, TX
Relocation: Dallas-Fort Worth, TX to Des Moines Metro, IA Overview

Dallas-Fort Worth-Arlington, TX to Des Moines-West Des Moines, IA: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on.

Quick answers
How much salary do I need in Des Moines-West Des Moines, IA to match $100,000 in Dallas-Fort Worth-Arlington, TX?

About $84,500. That scales $100,000 by the ratio of the metros' cost-of-living indexes (123.0 in Dallas-Fort Worth-Arlington, TX, 103.9 in Des Moines-West Des Moines, IA, from EPI family budgets); taxes are compared separately below.

Is Des Moines-West Des Moines, IA cheaper than Dallas-Fort Worth-Arlington, TX?

EPI's family budgets for a single adult put overall living costs 15.5% lower in Des Moines-West Des Moines, IA than in Dallas-Fort Worth-Arlington, TX. The budgets cover housing, food, transportation, health care and other necessities.